KAS Law

Sunday was my half birthday. Yes, I’ve been a little too busy to post about it until now, but believe it or not I’m telling you this for a legal reason.
Often a lawsuit or other dispute will require phone records showing which numbers you’ve called and when. Your monthly cellphone bills have these records on them and they’re very easy to find and download on your online account. But most carriers only make the last 18 months or so of bills readily available on your account. If you need to go back farther than that – which happens a little more often than you’d think – you’ll have to subpoena your carrier for the records and it’s a major hassle.
It's much easier to take 10 minutes twice a year and download your last six months’ worth of bills, so that you build up your own complete library of records if you ever need them. I like to do mine around my birthday and half birthday because it’s easy to remember. So download your old phone bills today! (Or, you know, on your own half birthday. 😀 )

Zero-interest loans up to $10,000 for remodeling projects.

A Revamped Tax Program Is Offering Relief To Homeowners On Chicago’s Northwest Side Under new leadership, a 1980s program designed to prevent white flight is now assisting local residents with repairs and remodeling.

In Illinois, there's still a moratorium through Sept. 18 per Gov. Pritzker's executive order.

Supreme Court strikes down CDC eviction moratorium despite delta’s rise Justices say federal agency lacks power to halt evictions in face of coronavirus pandemic.

Interesting, but this will apply to a fairly limited number of people and might not be enforceable at all.

CDC Issues New Eviction Moratorium On August 3, 2021, the Centers for Disease Control and Prevention (“CDC”) issued a new moratorium on residential evictions for nonpayment of rent…

Those of you with student loans will have a little more time before you need to work those payments back into your budget.

What Biden’s Student Loan Relief Means For Your Student Loans What this means for your student loans.

What this means in general terms is that if you want a telemarketer to stop calling you, you have to say, in no uncertain terms, "Stop calling me." (I'm not promising that will work either; just saying anything short of that definitely won't.)

Bright line: “Not Interested” is Not a Revocation One of the toughest things to discern in this crazy world of ours is what constitutes a revocation and what doesn…

There seems to be a little movement in the law on student loans and bankruptcy.

Discharge Student Loans In Bankruptcy? Courts Disagree — But Reform Could Be Coming Recent bankruptcy decisions on discharging student loan debt have led to confusing and conflicting outcomes for borrowers. But efforts to reform the bankruptcy code to more easily allow student loans to be discharged in bankruptcy continue.

If you're having trouble paying your rent -- or mortgage -- contact KAS Law to review your options.

CDC Extends Eviction Moratorium Through July The Centers for Disease Control and Prevention says the pandemic presented a historic threat.

This isn't official yet, but it could be a huge boon if you're thinking of buying a home this year. Hat tip to REALTOR™ Seng Phosaraj for the find!

Biden's $15K first-time homebuyer tax credit now a bill - HousingWire President Joe Biden's first-time homebuyer $15,000 tax credit was introduced to legislation, dubbed the “First-Time Homebuyer Act.”

The federal government has programs to help people with mortgage and rent during the pandemic. If you've fallen behind because of COVID-19, call KAS Law to find out what options are available to you.

Help for homeowners and renters | Consumer Financial Protection Bureau If you're concerned about how to pay your mortgage or rent due to the coronavirus national emergency, read on for information on what to do now, and what your options are for mortgage and rent payment relief.

Starting tomorrow, take your foot off the gas.

Chicago’s new 6 mph speeding ticket rules start Monday, and they’re looking lucrative for city Mayor Lori Lightfoot’s new stricter speed camera rules start Monday and, if the early warnings are any indication, they’re looking expensive for Chicago drivers. As the city prepares to start ticketing drivers in Chicago going as little as 6 miles per hour over the posted speed limit, warnings m...

Winter has arrived in Chicagoland. Here's some good news: You can (and should) shovel your sidewalk without worries.

You Can’t Be Sued For Shoveling Snow — KAS LAW Despite a persistent urban legend about an act of God, the bottom line is that the law throughout Illinois encourages you – and in Chicago requires you – to shovel your sidewalk.