Maggard Insurance Group

Happy Birthday to Josh today!

Life moves fast, and big changes at home or at work can impact your health coverage without you even realizing it. Our team at The Maggard Insurance Group in Cheyenne is here to help you understand what those changes might mean for your options.

Certain life events create a Special Enrollment Period, giving you a 60‑day window to update or enroll in coverage outside the usual Open Enrollment timeframe. If any of these have happened recently, it may be worth reaching out:

🔵 Getting married, divorced, or welcoming a new child
🔵 Moving to a new ZIP code, county, or state
🔵 Turning 26 or losing job-based coverage
🔵 Changes to household income or size
🔵 Turning 65 and becoming eligible for Medicare, or gaining U.S. citizenship

If any of these sound familiar, our team would be glad to walk you through your Special Enrollment options and compare plans from multiple carriers. Call or text us at 307-632-6722 to connect with a real local agent here in Cheyenne.

Labor Day is almost here, and our team at The Maggard Insurance Group is ready to take a well-earned breather. We work hard all year to support our clients across Cheyenne and Laramie County with home, auto, life, and business insurance — so a long weekend is definitely on the agenda.

Our office will be closed on Monday, September 7th as we enjoy some downtime. We'll be back on Tuesday, September 8th, recharged and ready to help you with anything from homeowners insurance to business coverage.

We hope your weekend is filled with good company, good food, and a chance to unplug. Let us know how you're celebrating — we’d love to hear!

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Friday, September 4th & Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

Happy Labor Day! Maggard Insurance Group will close at 10:00am Thursday, Sept. 3rd and reopen Tuesday, Sept. 8th at 9:00am for the long Labor Day weekend. Enjoy your Labor Day weekend!

As families across Cheyenne and Laramie County get back into school routines, our team at The Maggard Insurance Group wants to help everyone start the year safely. No matter how your students get to school, a few quick reminders can make a big difference.

Walking to school:
• Use sidewalks when available
• Cross only at marked crosswalks
• Make eye contact with drivers before stepping into the street
• Walk with a group when possible

Riding a bike:
• Wear a properly fitted helmet every time
• Ride on the right side of the road with traffic
• Stop fully before crossing
• Choose routes with lighter traffic when you can

Taking the bus:
• Stand several feet back from the curb
• Wait for the bus to stop completely before boarding
• Avoid crossing in front of or behind the bus unless the driver sees you

Getting dropped off:
• Follow school zone speed limits
• Stick to your school’s drop-off procedure
• Never pass a bus that’s loading or unloading

Teen drivers:
• Review seatbelt rules
• Keep devices put away
• Follow posted speed limits

We hope these reminders help your family ease into the new school year safely. If you ever have questions about auto insurance, liability coverage, or ways to protect your household, our team at The Maggard Insurance Group is always here to help.

Did you know there’s more than one way to walk away from a life insurance policy that no longer fits your needs? A life settlement allows you to sell your policy to a third party in exchange for a lump sum. This can be a strategic option when premiums become burdensome or your financial priorities shift. Swipe through to learn more about what policies may qualify.

If your life insurance policy no longer aligns with your goals, it may be worth exploring your options. Contact us to discuss your situation and determine whether a life settlement is a good fit for your financial strategy.

Telematics insurance can be a great option for safe drivers, but it’s not always the right fit for everyone. These programs track habits like braking, speed, and driving times, which means it’s important to know exactly how they work before you sign up.

Our team at The Maggard Insurance Group breaks down what to consider so you can decide if a usage-based auto policy makes sense for your needs.

If you have questions about your auto insurance or want to explore whether a telematics option could lower your rates, contact us anytime at 307-632-6722. We're here to help you compare carriers and find the right fit for your drive across Cheyenne and Laramie County.

The kids are heading back to school, the summer months are coming to an end, and routines are kicking back in. This transition makes it a natural time to ensure your commercial coverage keeps pace with where your business is right now.

If it has been a while since your last coverage review or if your insurance needs are shifting, we are here to help. Give us a call today and let us take a look together.

Ever wondered what really happens to your payout after a covered loss? One of the biggest factors is whether your policy uses replacement cost value or actual cash value.

These two coverage types handle your belongings very differently, and understanding the difference can help you avoid surprises when it’s time to file a claim.

At Maggard Insurance Group, our team helps homeowners, renters, and small business owners across Cheyenne and Laramie County understand exactly what their policies include.

If you’re unsure which option you have or which one makes the most sense for your situation, we’re here to help. Call or text us at 307-632-6722 to talk with our team.