Shield Point Risk Advisors
Independent Insurance Advisory Firm specializing in personal & commercial risk management for business owners, families, and higher-value households.
Does Your Home Insurance Still Fit Your Life?
Life changes, and your insurance should keep up.
Renovations, a new car, kids starting to drive, or valuable new belongings can all change your coverage needs.
When was the last time you reviewed your homeowners insurance?
Whatโs one life change that made you rethink your coverage? ๐
Sometimes, the policy isnโt the problem. The bigger issue is that your business, family, assets, and finances may not be looked at as one complete picture.
Thatโs why at Shield Point, we believe the best insurance conversations start with questions, not recommendations.
Because when you have clarity, you can make better decisions about what youโre protecting and where you may have gaps.
When was the last time you had a complete review of your insurance and risk exposure? ๐
Learn more at shieldpoint.com or call 636-459-6438 to start the conversation.
10/05/2026
Building a custom home? Donโt wait until the walls are up to think about insurance.
During construction, your property has different risks, and your builderโs policy may not fully protect your interest.
Before you break ground, ask: โWhose insurance is protecting my investment?โ
Want to understand your options? Visit shieldpoint.com to learn more.
10/02/2026
Friday Check-In ๐
If you could keep just one special vehicle in your garage, what would it be?
A classic youโve always wanted? An exotic? Or maybe a collector car that has been in the family for years?
One thing I always remind clients: a specialty vehicle can require a different insurance conversation than a daily driver. Agreed value, storage, mileage, modifications, and how the vehicle is used can all matter.
Whatโs your dream car? And would you know how it should be insured?
10/01/2026
Landlord coverage can address areas like the dwelling, liability, personal property, and certain lost rental income after a covered loss.
Have you reviewed your rental property insurance recently? Whatโs one part of landlord insurance youโre unsure about?
Drop your question below, Iโd be happy to hear it.
09/30/2026
When you review your auto insurance, what should you actually be looking at?
Itโs more than just the premium. Your coverage limits, liability,
uninsured/underinsured coverage, and how you actually use your vehicle all matter.
And as life changes, your coverage may need to change with it.
Whatโs one thing about your auto insurance youโve always wondered about?
Drop your question below, Iโd be happy to answer it.
09/29/2026
To me, good insurance conversations arenโt about assuming everyone needs the same coverage.
Theyโre about understanding what you own, what youโre responsible for, and what could realistically be at risk.
Have questions about renters insurance or what your current coverage actually protects? Iโm always happy to help you think it through.
Learn more about renters insurance here:
https://lnkd.in/erTHjM26
09/21/2026
One thing I always encourage clients to consider: How much liability protection do you really have?
A major claim can go beyond your home or auto policy limits. A personal umbrella policy may provide an additional layer of protection.
But it should be based on your actual situation, not a checklist.
Understand your exposure first. Then decide what protection makes sense.
09/11/2026
๐
๐ซ๐ข๐๐๐ฒ ๐ญ๐ก๐จ๐ฎ๐ ๐ก๐ญ: ๐๐ซ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฅ๐ข๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐ฅ๐ข๐ฆ๐ข๐ญ๐ฌ ๐ค๐๐๐ฉ๐ข๐ง๐ ๐ฎ๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ฐ๐ก๐๐ญ ๐ฒ๐จ๐ฎโ๐ฏ๐ ๐๐ฎ๐ข๐ฅ๐ญ?
A major claim can go beyond your home or auto coverage. An umbrella policy may provide an extra layer of protection.
๐๐ง๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐๐ฑ๐ฉ๐จ๐ฌ๐ฎ๐ซ๐. Then make an informed decision.
๐๐๐๐ซ๐ง ๐ฆ๐จ๐ซ๐ ๐๐ญ ๐ฌ๐ก๐ข๐๐ฅ๐๐ฉ๐จ๐ข๐ง๐ญ.๐๐จ๐ฆ today!
09/07/2026
You worked hard for what you have.
Your home.
Your vehicles.
Your business.
Your investments.
The life youโve built along the way.
Labor Day is a chance to recognize that work, and to remember that protecting what youโve worked for matters, too.
The right insurance isnโt about having the most coverage.
Itโs about having the ๐ซ๐ข๐ ๐ก๐ญ ๐ฉ๐ซ๐จ๐ญ๐๐๐ญ๐ข๐จ๐ง ๐๐จ๐ซ ๐ฐ๐ก๐๐ญ ๐ฒ๐จ๐ฎโ๐ฏ๐ ๐๐ฎ๐ข๐ฅ๐ญ ๐ญ๐จ๐๐๐ฒ.
This Labor Day, take a moment to appreciate how far youโve come.
And when life changes, make sure your coverage keeps up with it.
๐๐๐ฉ๐ฉ๐ฒ ๐๐๐๐จ๐ซ ๐๐๐ฒ ๐๐ซ๐จ๐ฆ ๐๐ก๐ข๐๐ฅ๐ ๐๐จ๐ข๐ง๐ญ!
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Chesterfield, MO
63005
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