Brandon Ritchie Real Estate

Buying a home? You may have to obtain private mortgage insurance, or PMI.

Understanding Private Mortgage Insurance Hopeful homeowners applying for a loan who aren’t able to put 20% down upfront may be hearing ...

When applying for a home loan, it's important to keep in mind how much monthly mortgage you can afford.

Figuring Out How Much Monthly Mortgage You Can Afford When applying for a home loan, it’s important to keep in mind how much monthly mortgage you ca...

A mortgage payment can easily be the biggest bill in a monthly budget. Here are some tips to help you pay it off.

5 Hacks to Pay Your Mortgage A mortgage payment can easily be the biggest bill in a monthly budget. Coming up with that money can...

Here are a few negotiating points.

Some Home-Closing Costs Are Worth Negotiating Closing costs are 2-5 percent of the purchase price of a home, resulting in an average of $3,700 in ...

Looking to sell? Here's what needs to be disclosed.

What Agents Must Share From Real Estate Disclosures There’s a memorable phrase in the real estate profession of “Disclose, disclose, disclos...

Review your property tax bill carefully.

How to Appeal a Property Tax Assessment The amount due on a property tax bill is obviously the main thing that catches a homeowner’s e...

Being underwater on your mortgage doesn't have to be as dire a situation as you may think. Here are some options you might consider.

Options If Your Mortgage Is Underwater Owing more money on your mortgage loan than your home is worth—commonly referred to as being “underw...

These are great year-round fireplace maintenance tips.

Make the Most of Your Fireplace One feature that many people look for when buying a home is a fireplace, but not everyone understand...

I can help you prepare!

Moving on the Mind? 5 Telltale Signs That You're Ready When it comes time to list your home on the market, the decision to sell shouldn’t be taken lightly....

Remember Rates are still at historic lows.

Mortgage Options When Interest Rates Are Rising Mortgage rates have been relatively low for years. Seeing them inch up can cause home shoppers to pa...

Are you relocating to a new city? Get a feel for different neighborhoods with intel from your friends and followers.

How to Best Use Social Media to Explore Neighborhoods Choosing a city to live in can be easy, but it can be a little more difficult to narrow it down to a...

Some interesting tips for cutting back at home.

Roadmap to Financial Freedom: Smaller Spaces and Smart Home Choices Many individuals are beginning to identify with minimalism, as rising costs in real estate have gene...