Connie Ramsay

Hot off the Press. Important updates to our Veteran Buyers

5.0 star review received on Experience.com for Connie Ramsay by Demetrious S - I/we are very pleased Connie again with your experience, knowledge, and caring with excellent attention to our needs. The constant communication you displayed throughout the refinance process made it so less stressful. We thank you and continue to provide extraordinary work you do.
Thank You,
Demetrious an Paulette

New ★★★★★ 5 Star Experience.com Review by Demetrious S Click to see all 323 reviews of Connie Ramsay, Senior Mortgage Banker

How a Government shutdown may interfere in some mortgage processes
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Impact by Program/Area

• 🟢 FHA Loans – Minimal disruption. Direct Endorsement and Lender Insurance programs allow most FHA loans to move forward. Some staff-dependent actions (like condo approvals and case queries) may slow.

• 🔴 USDA / RHS Loans – Major disruption. USDA cannot issue conditional commitments or loan guarantees during a shutdown. Pipeline loans will stall until funding resumes.

• 🔴 VA Loans – Major disruption. VA relies on agency staff for guarantees, and those functions will slow or stop during a shutdown.

• 🟢 Fannie Mae / Freddie Mac (GSEs) – No impact. Continue operating as usual.

• 🟡 IRS IVES (Tax Transcripts) – Uncertain. In recent shutdowns, the service stayed open; however, there’s no guarantee this time.

• 🔴 NFIP (Flood Insurance) – Authority expires October If not extended, closings requiring flood insurance will halt immediately.

Military & Federal Workforce

• 🟡 Military Pay – Service members will continue working, but unless Congress passes a special measure, paychecks could be delayed.

• 🔴 DoD Civilian Employees – Many will be furloughed or working without pay until the shutdown ends. Back pay is expected, but timing remains uncertain.wn

5.0 star review received on Experience.com for Connie Ramsay by Tanya M - Ms Connie Ramsay Travis Bouildon and their Team are Superior in their profession their kindness concerns patients will never b unrecognized highly recommended my husband and I r very Happy and we owe it all to them Tu so very much

New ★★★★★ 5 Star Experience.com Review by Tanya M Click to see all 322 reviews of Connie Ramsay, Senior Mortgage Banker

5.0 star review received on Experience.com for Connie Ramsay by Randolph J - Connie did an outstanding job and her customer service was fantastic! I would highly recommend Connie to anyone needing a mortgage.

New ★★★★★ 5 Star Experience.com Review by Randolph J Click to see all 321 reviews of Connie Ramsay, Connie Lynn Ramsay | NMLS # 195068

OPEN HOUSE..
COME SEE US SATURDAY
AUGUST 23RD
11AM - 1PM

Attention all my realtor partners.. We are holding a Free with breakfast included CE class . register for your closest location and hope to see you there :)

5.0 star review received on Experience.com for Connie Ramsay by Mark M - Connie was great in all aspects! Her professionalism and expertise was crucial in all phases of the process of buying our forever home!!

New ★★★★★ 5 Star Experience.com Review by Mark M Click to see all 320 reviews of Connie Ramsay, Connie Lynn Ramsay | NMLS # 195068

5.0 star review received on Experience.com for Connie Ramsay by Donovan C - Just a great experience. Your understanding knowledge and explanations lacks nothing!!!

New ★★★★★ 5 Star Experience.com Review by Donovan C Click to see all 319 reviews of Connie Ramsay, Connie Lynn Ramsay | NMLS # 195068