First Title Insurance Co.

Probate properties can be great opportunities — but they come with a unique set of legal hurdles that can derail a closing fast if you're not asking the right questions from the start.

Before a probate property can transfer, here's what needs to be established:

📋 **Did the owner have a Will?** If yes, the Will must go through the court process before any sale can move forward. If no, the estate may be subject to intestate succession laws — which can complicate who actually has the authority to sell.

⚖️ **Has the Executor been appointed by the court?** Only a court-appointed Executor or Administrator has the legal authority to sign on behalf of the estate. Without this, the transaction can't proceed.

💰 **Are there outstanding debts from the estate?** Creditors may have claims against the estate that need to be resolved before a clean title can be issued. Skipping this step can create serious title problems down the road.

These aren't roadblocks — they're checkpoints. And with the right title partner, they're manageable.

At First Title Insurance Company, our licensed attorney handles probate-related title matters in-house, keeping your transaction on track from the very first question. 🏡⚖️

📍 Serving Chattanooga, East Tennessee & North Georgia

In real estate, your name is everything. And every person you bring to the table — every lender, every inspector, every title company — either adds to that reputation or chips away at it.

The partners you choose say something about you.

For 40 years, First Title Insurance Company has been the title partner that Chattanooga's realtors trust to show up, get it right, and make them look good in front of their clients. Accurate closings. Attorney-backed expertise. Seamless coordination from contract to keys.

Your clients will remember how the closing felt. Make sure it feels like you. 🔑

📍 Serving Chattanooga, East Tennessee & North Georgia
🔗 Let's talk — link in bio.

The top realtors in Chattanooga and North Georgia didn't build their careers by accident. They made intentional choices — about how they work, who they serve, and who they partner with.

Every detail matters when you're building a reputation. The lender who communicates. The inspector who's thorough. The title company that gets it right every single time.

At First Title Insurance Company, we hold ourselves to the same standard of excellence that high-performing realtors hold themselves to. Accurate. Organized. Attorney-backed. And committed to making every closing reflect well on everyone at the table.

Your success is built one great closing at a time. Let's build it together. 🤝

📍 Serving Chattanooga, East Tennessee & North Georgia
🔗 Link in bio to partner with our team.

The bigger the transaction, the less room there is for error.

Whether it's a complex commercial deal, a multi-parcel property, or a high-value residential closing, the stakes are too high for a title company that simply processes paperwork and hopes for the best. You need a team that understands the legal landscape — one that can anticipate issues, navigate complexity, and deliver certainty when it matters most.

That's exactly what the Attorney Advantage at First Title Insurance Company provides. Our licensed attorney brings legal precision to every transaction, handling complex deeds, trust matters, probate issues, and cross-border TN/GA closings entirely in-house.

High-level real estate deserves high-level ex*****on. 💼⚖️

Partner with First Title for your next closing and experience the difference that 40+ years of expertise and genuine legal depth make.

📍 Serving Chattanooga, East Tennessee & North Georgia
🔗 Link in bio to connect with our team.

Here's something most people don't think to ask their title company: "What happens when you find a problem?"

A traditional title company can identify issues — but they can't legally solve them. That means delays, outside referrals, and added stress for you and your clients at the worst possible time.

At First Title Insurance Company, our licensed attorney doesn't just spot the problem — they resolve it. Complex deeds, trust matters, probate issues — we handle it all in-house, without sending you elsewhere and without slowing down your closing.

The difference isn't just convenience. It's legal certainty. And in real estate, that matters more than most people realize until they need it.

Faster closings. Less stress. Total confidence at the closing table. That's the First Title advantage. ⚖️🏡

📍 Serving Chattanooga, East Tennessee & North Georgia
🔗 Link in bio to get started.

Not every listing is straightforward — and experienced realtors know that certain situations require extra attention before you ever get to the closing table.

Here are four red flags worth flagging early:

⚠️ **The Seller is Deceased** — The estate may need to go through probate before the property can legally be transferred. This can add significant time if it's not caught early.

⚠️ **Recent Divorce** — Both parties may have ownership claims, and a divorce decree alone doesn't always clear title. Documentation needs to be carefully reviewed.

⚠️ **Out-of-State Sellers** — Coordinating signatures, notarizations, and legal requirements across state lines adds layers of complexity that need to be managed proactively.

⚠️ **New Construction** — Mechanic's liens from contractors or subcontractors can attach to a property even after closing if not properly handled.

Spotting these early doesn't kill the deal — it saves it. At First Title Insurance Company, our licensed attorney is equipped to navigate every one of these scenarios in-house, so your transaction keeps moving forward.

Save this one, realtors. 📌

📍 Serving Chattanooga, East Tennessee & North Georgia

The best realtors don't just sell homes — they sell confidence. Their clients trust them to guide one of the most significant financial decisions of their lives, and that trust has to be earned at every stage of the transaction, including the closing table.

That's where we come in.

At First Title Insurance Company, we work behind the scenes so you can stand in front of your clients with complete confidence. Clean title searches. Thorough legal review. An attorney on staff. Smooth, organized closings. We handle the complexity so your reputation stays spotless.

The best realtors in Chattanooga and North Georgia know that peace of mind isn't just something they offer — it's something they build into every partner they choose. 🤝

We're proud to be that partner for over 40 years.

📍 Serving Chattanooga, East Tennessee & North Georgia
🔗 Link in bio to learn more.

Wire fraud is one of the fastest-growing threats in real estate — and it can happen to anyone. Criminals target closings specifically because large sums of money are being moved quickly, often under time pressure.

Here's what every buyer, seller, and realtor should know before wiring funds:

✅ Always verify wiring instructions directly with your title company by phone — using a number you already have on file, not one from an email.
✅ Check the source of any communication requesting a wire. Fraudsters are skilled at spoofing legitimate email addresses.
✅ Note the bank — if the receiving bank is different from what you were originally told, stop and verify before sending anything.
✅ Confirm receipt with your title company once the wire has been sent.

At First Title Insurance Company, protecting your money is not an afterthought — it's a protocol. Our team takes every precaution to keep your funds and your transaction secure.

Save this post and share it with anyone you know who is buying or selling a home. ⚠️

📍 Serving Chattanooga, East Tennessee & North Georgia

40 years ago, we made a commitment to this community — that every family who trusted us with one of the biggest moments of their life would be treated with accuracy, care, and professionalism from start to finish.

That commitment hasn't changed.

Since 1983, First Title Insurance Company has been a cornerstone of Chattanooga's real estate community. Thousands of closings. Countless families. One standard of excellence — every single time.

When you choose First Title, you're not just choosing a title company. You're choosing four decades of trust, a licensed attorney on staff, and a team that genuinely cares about getting it right.

We're proud to serve Chattanooga, East Tennessee, and North Georgia. And we're just getting started. 🔑

📍 Located at The Dome Building | Georgia Avenue, Chattanooga, TN

Most homebuyers know they need title insurance. Far fewer know there's a difference between a standard policy and an enhanced one — and that difference can matter years after closing.

A standard policy protects you from title issues that existed before you bought the home. An enhanced policy goes further, covering things that can surface after closing — like a neighbor encroaching on your property line, building permit violations left behind by previous owners, zoning issues that limit how you can use your land, and even automatic increases in coverage as your property value grows.

At First Title Insurance Company, we don't just get you to the closing table. We make sure you're protected long after you leave it. Our licensed attorney and 40+ years of experience mean we take the time to explain your options and make sure you have the right coverage for your investment.

Because the closing is just the beginning. 🏡🔒

📍 Serving Chattanooga, East Tennessee & North Georgia