Bryan Matthews

5.0 star review received on Experience.com for Bryan Matthews by Howard U - Bryan is wonderful

New ★★★★★ 5 Star Experience.com Review by Howard U Click to see all 34 reviews of Bryan Matthews, Loan Officer

5.0 star review received on Experience.com for Bryan Matthews by Thomas M - Bryan has been very communicative

New ★★★★★ 5 Star Experience.com Review by Thomas M Click to see all 33 reviews of Bryan Matthews, Loan Officer

5.0 star review received on Experience.com for Bryan Matthews by Jeffery A - From, hey Bryan I'm thinking of buying a house to closing every question I asked he had the answer promptly. The process went smooth and stress free.

New ★★★★★ 5 Star Experience.com Review by Jeffery A Click to see all 32 reviews of Bryan Matthews, Loan Officer

Housing Starts rebounded in December with a 15.8% rise from November, due in large part to a nearly 62% surge in multifamily projects. Starts for single-family homes also saw a modest month over month increase.

Today, we celebrate the life and legacy of Dr.Martin Luther King Jr.—a visionary who fought for equality, justice, and a brighter future for all. His courage and commitment to positive change continue to inspire us to work toward a better, more inclusive world. ✊🏼✊🏽✊🏾✊🏿As we reflect on his words and actions, let's remember that progress comes when we work together to create opportunities for everyone. Here’s to continuing his work by fostering equality, empathy, and hope in our communities.

5.0 star review received on Experience.com for Bryan Matthews by Nancy H - Bryan was always a phone call away whenever I had a question.

New ★★★★★ 5 Star Experience.com Review by Nancy H Click to see all 31 reviews of Bryan Matthews, Loan Officer

Starting on September 23, 2024, Movement is able to lend based on 2025 estimated loan limits before the official FHFA announcement. 2025 is looking to be a great year with a loan limit
increase. There are too many benefits and details to fit in one caption, so contact me today to learn more!

*Qualification is required. Additional restrictions apply. Programs, rates, terms and conditions are subject to change without
notice. Movement Mortgage is not affiliated, endorsed, or sponsored by the Federal Housing Administration or any other government agency.

Why did I choose Movement Mortgage?
Because it's more than just a company—it’s a
mission. 🏡❤️ At Movement, we do more than
close loans; we open doors, change lives, and
strengthen communities. Our dedication to
making a lasting impact is what truly sets us
apart. Every mortgage we close is an
opportunity to give back and support the
neighborhoods we serve. It’s a powerful way to
connect with clients and drive positive change.

This did happen today. The Fed did cut their rate .5% but the mortgage rate markets moved upwards. The bonds that dictate mortgage rates are pointing to possibly higher rates tomorrow unless there is improvement overnight. Here is a list of why this paradox can exist:
-The Fed meets 8 times a year whereas mortgage rates can move every day
-The bonds that influence mortgages can move every second. ( Mortgage rates change daily and sometimes multiple times a day if the market is crazy)
-That means mortgage rates had a long head start toward lower rates while the Fed waited for their meeting date ( the markets listen to the Fed and were anticipating the cut)
-A trader would be crazy to keep a tradeable rate/bond in higher territory if they knew that the Fed was cutting rates today. Why would they wait to trade mortgage rates lower? Nothing was stopping them and that's why rates have dropped so much in recent months.
Some other angles of bullet points on the same topic:

-The actual Fed rate cut itself is only only one part of Fed day and usually not the most important part
-The Fed also releases a rate outlook from each member every other meeting. Today's meeting was one of them
-The Fed also conducts a post-announcement press conference in which the Fed Chair can refine the market's takeaway and help shape expectations for the road ahead.

Also the average mortgage rate reported is an average of lender rates reported including points and fees.
Keep in mind the markets were anticipating a rate cut. The drop in rates recently was due to this and priced in before the meeting. Housing prices are predicted to still increase. Rent is also predicted to increase.
Housing inventory is still low. I am happy to answer any questions or help any of you understand all of this. I am also happy to help you work towards being a homeowner. My phone number is 432-710-4704 https://movement.com/lo/bryan-matthews is also my application site.

‼️ FEDS CUT RATES BY 50 BASIS POINTS ‼️

The Fed has lowered the Fed Funds Rate by 50 basis points to start its easing cycle. The committee indicated through its 'dot plot' projections a further 50 basis points of cuts by the end of the year and another 100 basis points in cuts by the end of 2025.