Hanckel-Citizens Insurance
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Serving Charlottesville & surrounding areas since 1872. Hanckel-Citizens Insurance has provided clients with prompt, honest, and reliable products since 1872.
One of the oldest independent insurance agencies in Central Virginia, we attribute our success to giving customers sound and trusted advice, as well as excellent service. Our customers span from Charlottesville, Albemarle, Greene, Louisa, Fluvanna, and Nelson Counties. Hanckel-Citizens is a certified Trusted Choice agency dedicated to treating you as a person not a policy. Our personal approach di
Roof Series: Many carriers have strict cutoff points:
🔸 15–20 years for asphalt shingles
🔸 40+ years for metal roofs
🔸 20–30 years for tile
If your roof is older than their guidelines, the carrier might:
✔ Decline the policy
✔ Require documentation
✔ Offer actual cash value instead of replacement cost
✔ Request repairs before binding
Roof age = a major factor in getting covered.
🟥 RED CARD!
To:
❌ Driving uninsured
❌ Ignoring life insurance
❌ Waiting until after a claim to review coverage
Need help staying in the game? We're here for you.
06/22/2026
Cheers to another year of success and teamwork, Tonya! 👏 Your commitment and effort help make our workplace better every day. Happy Work Anniversary!
To the dads who do it all—today we celebrate you. 👔💙
Celebrating freedom and honoring history. Happy Juneteenth ✊🏾
The best soccer teams play strong defense. The same goes for your finances. Insurance helps defend what you've worked hard to build.
06/18/2026
Smart TVs, security cameras, online banking, remote work, and social media all create opportunities for cybercriminals. That's why more homeowners are adding cyber insurance to their protection plan.
👉 Click to learn more about the cyber risks facing modern families and how affordable coverage can help protect you.
Why Cyber Insurance Is Important for Your Home Electronics - Insurance Agent in Charlottesvile, VA | Hanckel-Citizens Insurance In today’s connected world, your home is more than just a physical space—it’s a digital environment filled with smart devices, computers, phones, and personal data. While all this connectivity makes life more convenient, it also opens the door to new threats. And unlike traditional risks like ...
06/18/2026
Today we celebrate you and all the amazing work you do, Colleen! 🎊 Thank you for being such a valued part of our team.
Sunshine is here—but so is the wind! 🌬️ Know what your coverage includes this season. 📞
GOOOOOOOOOAL! ⚽That feeling when you bundle your home and auto insurance and save money. Now that's something worth celebrating.
Click here to claim your Sponsored Listing.
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Telephone
Website
Address
218 3rd Street NE
Charlottesville, VA
22902
Opening Hours
| Monday | 8:30am - 1pm |
| 2pm - 4:30pm | |
| Tuesday | 8:30am - 1pm |
| 2pm - 4:30pm | |
| Wednesday | 8:30am - 12:30pm |
| Thursday | 8:30am - 1pm |
| 2pm - 4:30pm | |
| Friday | 8:30am - 1pm |
| 2pm - 3pm |