ConsumerDirect Mortgage

IT'S HAPPENING!!! Have you followed our new account yet? Real Genius

It's still us... only way cooler. Give our new account a follow: Real Genius

Mortgages are boring. Real Genius is not. Our rebrand is coming soon in February 2022! Give us a follow: Real Genius

Something big is happening and we are so glad we can finally share! We are rebranding as Real Genius as of February 2022. Stay tuned for updates!

Happy October! Are the leaves changing colors where you are? Share your fall photos in the comments below!

Did you know that you can pull funds from the equity of your home to fund your renovations? Contact our team today to discuss cash-out refinance options!

Are you a veteran? We have VA loan options for you!

A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs. VA loans assist service members, veterans, and eligible surviving spouses to become homeowners.

These loans offer up to 100% financing on the value of a home.
VA loans typically have lower interest rates than conventional loans, so you pay less over time.

Our online application makes it quick to apply for your home loan so that you can get back to what matters most.

Let's talk about ARMs: An Adjustable Rate Mortgage (ARM) has a variable interest rate that will change periodically depending on changes in a corresponding financial index associated with the loan. Your monthly payment will adjust if the index rate goes up or down.

The most obvious benefit of an adjustable rate mortgage is the lower payment that it offers you early on in the loan term. An ARM may be a good option to consider if you plan to own your home for only a few years; you want a lower payment than a fixed-rate mortgage usually offers, or you expect an increase to your future earnings.

Jumping into the weekend like...

Don't have a lot of money saved yet, but ready to become a homeowner? FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment. With low down payment options, an FHA loan is a popular loan type for first-time home buyers.

If you like having options, you’ve come to the right place. First things first – are you looking to purchase or refinance a home? We offer a wide variety of loan programs to suit the needs of first-time homebuyers, experienced homebuyers, those planning to fix up a home or build a new home, and those looking to refinance.