StrikeCheck
Streamlined and comprehensive solutions for insurance claims assessments involving electronics.
06/25/2026
Read an example of how rubber-stamping can prove problematic in this edition of 😱 Scary Story. In it, you’ll learn how a carrier likely faced unexpected consequences, including:
• Scope creep
• Settlement for items in proper working condition
• Not addressing the actual issue
• Inaccurate settlements based on incorrect market value prices
Read the scary story: https://bit.ly/3ypKx6i
06/23/2026
2025 Claims Data 📊
Solar panels are only part of the solar power system, and they are often included in claims unnecessarily. Policyholders may confuse charger, inverter, or optimizer failures as panel losses. The data below emphasizes the importance of considering all components, particularly those that the policyholder may not be as familiar with.
Electrical service panels are often victims of surge events. The good news is most of the time damage is repairable.
Here is what else to know about electrical systems (electrical panels, wiring, and outlets & switches) in surges:
06/15/2026
A $23,074 difference between the claimed amount and the settlement recommendation after an expert assessment of electrical equipment.
Read more details about that claim and other StrikeCheck assessments where an objectively determined cause of loss and scope of damage were key to an accurate outcome: https://bit.ly/4kgnWvO
To determine if floodwaters or another cause of loss is responsible for electronic equipment included in a flood claim, adjusters must answer these questions:
• Was the item fully submerged or only partially wet?
• Which components came into contact with water?
• What type of water were the items exposed to?
• What was the duration of exposure?
• Are there other potential sources of water than flood?
• What was its pre-loss condition?
To find out more about what the answers to these questions can tell you—and other details about flood-related damages to electronics and other property types—read more in Alpine Intel's eBook: https://bit.ly/408dpv1
06/09/2026
☀️🏡 Rooftop adorn the top of over 4.2 million U.S. homes. While these solar panels are relatively low maintenance, they are not maintenance-free. Without proper upkeep, policyholders' solar systems might experience issues due to:
• Dirt, dust, and debris buildup
• Squirrels, rodents, and birds
• Soot
• Snail trails
06/03/2026
Gain insight into equipment! With this interactive guide, you’ll learn:
☀️ Why you’re likely to see more solar
☀️ What makes up this complex equipment
☀️ Why an assessment is vital to determining an accurate cause of loss
☀️ How multiple property loss experts can aid your claim decisions
☀️ Why you shouldn’t settle without a repair vs. replacement recommendation
Learn more: https://bit.ly/4aLXyVG
05/29/2026
A claim stemming from a hurricane event included an:
▪️ Electric range
▪️ Electrical service panel
▪️ Wiring
▪️ Lighting
But not all items required full replacement. Learn how StrikeCheck’s on-site assessment, cause of loss determinations, and repair vs. replacement recommendations positioned the adjuster to make a fair and accurate settlement decision: https://bit.ly/4mGKKa2
Electrical System Claims: When To Perform a Meg Test
05/21/2026
A policyholder with an HVAC claim complained of tripping circuit breakers, leading the adjuster handling the claim to request that a StrikeCheck electronics expert join the HVAC Investigators team in assessing the property and provide a 🌩️ Lightning Verification Report to confirm the presence of lightning at the loss location.
This case study is just one example of how the companies in Alpine Intel’s suite of services can provide insurance professionals with the answers they need from a single source.
Learn more: https://bit.ly/3HajNYJ
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