Hellomj

Your home’s market value and rebuild cost are not always the same. Insurance is designed to help rebuild your home — not determine resale value. It’s one of the biggest misconceptions I see in homeowners insurance. 🏡💡

This is your reminder to review your insurance coverage before you need it.

Most people assume sewer backup is covered under their homeowners policy…

It’s not.
It has to be added as an endorsement.

If the damage is caused by a sewer backup and you don’t have the endorsement, there’s a good chance things like carpet, drywall, and flooring won’t be covered.

It’s usually inexpensive to add…
but very expensive not to have.

*Coverage varies by carrier and policy. This is general information and not a guarantee of coverage.

Rental car counter = the worst time to realize you’re not sure what your policy covers.
Ask before your trip, not after an accident. ✈️🚗

This year I’m showing up here again: to educate, answer questions, and help Utah, Idaho and Wyoming families stop overpaying for insurance.

No gimmicks. Just honest help.

Thanks for being here 🤍