Insurance Kriss

Colorado homeowners - Even if nothing changed on your property, your pricing likely did.

What I’m seeing right now:

– Misclassified risk tiers
– Inflated replacement cost estimates
– Missed credits
– Buyers getting surprised right before closing/deals falling through
–Underinsured homes

If your renewal is coming up in the next 60–90 days, now is the time to review it.

Comment REVIEW or send me a DM.

I’ll tell you honestly if you’re positioned correctly - or if there’s a smarter move.

I have software that can get me what I need to quote with minimal effort from you - so this isn’t something that will take chunks of your time!

Jealous of New York dare I say?❄️
No insurance post today. Unless you’re in need of insurance I am here in front of my computer since there is no snow to play in 😬

Most people don’t need more insurance.
They need insurance that actually lines up.

I see it all the time - good households, decent income, doing the “right” things…
but policies that haven’t kept up.

❌Auto limits set years ago.
❌Homes insured for numbers that haven’t been updated.
❌No umbrella.
❌Shopping for “cheap” and not the coverage actually needed.

I’m doing a few coverage cleanups this week for Colorado homeowners.

✅No pressure. No quote games. Just a second set of eyes.

If that would help, DM me REVIEW.

Not the news we want…I know.😩

🏡I see A LOT of posts talking about buying now, you can refinance later..

📈Only ever looking at mortgage rates when looking to buy.

⚠️But insurance is becoming more and more of a burden on homeowners.

💰What was $1,200 years ago is now $4,000

💸Even if you pay off your home, if you want to insure it these are numbers to consider.

This post isn’t to scare, not at all.

🏡It’s just a serious consideration when purchasing or owning a home.

👉Know your renewal date!!
👉If you don’t I can find out for you and schedule a reshop!
👉If you’ve been experiencing hikes, let me help you!
👉If you’ve haven’t, you most likely will - let me help you!
👉If you are purchasing a home, you got it - let me help you! 😉

📆Message me or check out my bio for info and I can reshop your home insurance or get you on the calendar.

Article: https://programbusiness.com/news/home-insurance-costs-set-to-surge-in-2025-even-in-traditionally-safe-states/

🇺🇸Today, we honor the courage, sacrifice, and dedication of our veterans.

🙏To all who have served, thank you for protecting our freedom and standing on the front lines for the country we love.

🫶🏻Your selflessness and bravery inspire us every day, and we are forever grateful.

❤️Let us not only remember but actively show our support for those who have given so much.

🇺🇸To each of you, past and present, we salute you. Thank you for your service.
🇺🇸

❄️Winter went from 0 to 100 real quick here in Colorado. Make sure you don’t get caught in a cruddy situation.
🚗Know your deductibles – what do YOU have to pay in the event of an accident?

❄️Even if you have liability only, what if an uninsured person hits you. They have no insurance, there are options for you!

☃️Do you have state minimums? $15,000 is NOT enough coverage in Colorado – and you could be liable for the rest out of pocket.

🥶Do you have rental car coverage if your car is in the shop?

⚠️Do you have roadside assistance for tow, batteries dying etc?

👉Sometimes carriers can change underwriting rules and your deductible or coverage options changed. They would have sent a memo in the mail – but let’s be real we most likely threw that away.😬

✅A quick check up on your policies is the best way to make sure you are protected!

📲720-295-3884 – text or call me!
📧[email protected] – email me!

Inflation hitting the insurance market big time. 🫣
Here are easy ways to save.
If you haven’t shopped your renewal - see the last few slides or the bio link has easy ways to shop with me!
It’s free to shop, doesn’t hurt anything and I won’t hassle you 🤗
Here to help 💰💰💰

Happy Friday ✨
Itching for some dreamy sunset patio weather 🌅 anyone else??

Spent the whole morning shoveling…wishing I was skiing instead ⛷️⛷️⛷️
We have at least 14 inches here. What are the totals where you’re at?!

🎿

😎 Sunglasses might be optional, but home insurance is a must! 🏡
Ready for a home protection talk that’s clear, no shades required? 🚗🔐
I promise, I’m not always this cheesy, CHATgpt made me do it! 🤪