Committed Care Insurance Services

We believe that the better educated you are about Medicare, the easier it will be for you to make the right decisions about your Medicare health insurance choices.

Quick Tip: If you forget your Medicare card, you, your doctor, or other health care provider may be able to look up your Medicare Number online.

Are you starting to get a lot of phone calls and things in your mail about Medicare Insurance Plans? Contact us today for a no cost consultation. We can educate you on your options.

What does Dual-Eligible mean?
To be dual-eligible means to be eligible for both Medicare and Medicaid.

What is Medigap Attained-Age Rating?
Attained-Age Rating is a rating class in which a Medigap insurance company determines the rate based on your current age (the age you’ve “attained”). Your premiums tend to go up as you get older.

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery.

Every child is an artist. The problem is how to remain an artist once he grows up. –Pablo Picasso

Point of Service (POS) plan is a type of Medicare Advantage HMO plan that allows members the ability to visit doctors and hospitals outside their network for some covered services, usually for a higher copayment or coinsurance. Some POS plans do not require referrals for specialty services.

The term “Coordination of Benefits” means a way to figure out who pays first when 2 or more health insurance plans are responsible for paying the same medical claim.

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.