Thrush & Rohr

By law, all actions against you must stop once bankruptcy has been filed. Creditors cannot start or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy attorneys will act quickly to file the petition and act in your best interests.

Under Chapter 7 bankruptcy, a court-appointed trustee will identify any non-exempt assets to make debt payments to your creditors. In some situations, you may be able to keep secured property if new debt repayment terms can be negotiated with your creditors.

If you don't have the money for the bankruptcy filing or to pay an attorney, you may be able to seek a waiver of the filing fee. A bankruptcy lawyer is allowed to include attorneys fees in a Chapter 13 repayment plan.

Basically, Chapter 7 and Chapter 13 are personal bankruptcy laws that people can opt for to discharge their debt. While Chapter 7 is popularly known as liquidation bankruptcy, under Chapter 13 the debtors repay their arrears with a court formulated repayment plan.

Are you late on your auto payments? Chapter 13 bankruptcy can also be used to get caught up on your auto payments.

Many people aren’t aware that they are able to choose how their debts will be handled when they file for personal bankruptcy. This allows the debtor to create a payment plan that’s ideal for them and can control how the bankruptcy will play out.

Have recent changes in health insurance laws left you without insurance and unable to afford it on your own? The problem might actually be with your existing debt. Bankruptcy can manage or eliminate that debt so you can get health insurance again.

When you hire an attorney for Chapter 11 bankruptcy, you should understand the total cost of the bankruptcy as well as any other services the lawyer or law firm offers, such as accountants or financial planners.

When someone files for bankruptcy, it comes with a lot of calls from creditors. If you hire a bankruptcy lawyer, then they can help. A good lawyer will call creditors who harass you to try to get them to stop.

Do you find yourself having to purchase food on credit cards every month? This is a cycle that will only lead you further into debt. Bankruptcy can break the cycle and help you get a fresh start on your finances.

When you’ve never gone through a bankruptcy before, you may not realize that every bankruptcy filing can be a little different. Whether you need to stop a foreclosure or get out from under a mountain of unsecured debt, we’re always here to help you through the process.

The English Bankrupts Act of 1825 was perhaps the first in history to view debt in less harsh terms. This act allowed people experiencing bankruptcy to work in conjunction with their creditors. In fact, it enabled people in debt to start proceedings for their own bankruptcy (before this time, only creditors could start bankruptcy proceedings).