Seth Baker Financial Coach

#6 has been in my mind the last few days. If you fall in the 44%, message me to schedule a consultation. You don’t need money stress on top of life stress when emergencies happen

Your future matters. What you do with your money TODAY will determine what it looks like.

Start by making a plan for your money with our FREE budgeting app, EveryDollar. - http://bit.ly/2RsOuRj

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Investing advice that EVERYONE needs to understand...
Here's the deal: You need to diversify your investment strategy. That way if one type of fund isn't doing well, your other investments will balance it out. Once you've opened your 401(k), 403(b), or IRA account, I want you to equally split your investments across these 4 types of mutual funds: Growth, Growth & Income, Aggressive Growth, and International.
Many mutual fund companies, 401(k) plans, and third-party rating services often use different labels to categorize funds. That’s why it’s important to have a firm grip on the terminology behind your investment goals. When you understand where your money is going, you will understand how your money is working.
Growth funds (Mid-cap or Equity funds): These funds are made up of stocks from growing companies. They often earn more money than growth and income funds but less than aggressive growth funds.
Growth and Income (Large-cap, Blue Chip, Dividend Income, or Equity Income): These funds bundle stocks from larger, more established companies. The goal is to earn you money without too much risk. These funds are the most predictable and are less prone to wild highs or lows. Typically, though, they won’t earn as much money as other funds.
Aggressive Growth (Small-cap or Emerging Market): These funds have the highest risk but also the highest possible financial reward. They’re the wild child of funds. They’re made up of different stocks in companies that have high growth potential, but they’re also less established and could swing widely in value.
International (Foreign or Overseas funds): These funds are made up of stocks from companies around the world and outside your home country.
don't take the get-rich-quick approach to build wealth. They keep their investing strategy simple, put money away consistently, and leave it alone. Follow that plan, and you too can build extraordinary wealth.

Everyone should know the answer to this question 👇🏻👇🏻👇🏻

If you want to succeed in hitting your goals you need to know what your aiming for and where you are in relation to your target.

Thomas J. Stanley and William D. Danko, authors of the classic "The Millionaire Next Door," studied millionaires and published a book about their habits over 20 years ago. Here is a simple equation to find out how you stack up.

(Your age) x (annual household income from all sources) / 10 = your expected net worth

Now you need to find out your current net worth. Simply take (what you own)-(what you owe)= your net worth.

If you need more help visit website www.chrishogan360.com/tools to get his free net worth calculator

How does your net worth compare to your expected net worth?

1. Less than half of expected (Under Accumulator)
2. Between half and double (Average Accumulator)
3. More than double (Prodigious Accumulator)

If you desire to be wealthy and outrageously generous, shoot for option 3! It’s more achievable than you think!

If you want help getting there, message me to setup a free consultation to make progress toward your financial dreams!

Share this post if you find it helpful.

UPDATE: FPU now begins 2/7/19 . . . . . . . . . .
In order to deliver a better experience for those of you who have signed up, we are slightly adjusting the start date. will still be hosting

Why this is Good News:
1. You can share this post and invite your friends and co-workers to join you

2. There is still time to join and Save $20 by using this link bit.ly/FPUWinter2019

Financial Peace University will help you improve your finances in 2019! Thanks to First Church of Christ you can save $20 when you use the link below

bit.ly/FPUWinter2019

#2019

Financial Peace is the money class you have always wanted and needed! Thanks to First Church of Christ for hosting this class and passing on a $20 Savings to you!

If you live in Northern Kentucky, Southwest Ohio or Southeast Indiana this is a great chance for you to achieve your financial goals and resolutions!

Use this link to sign up and save!
http://bit.ly/FPUWinter2019

Are you ready for 2019 to be the year you make progress?!

I am not a fan of resolutions. Research has found that they last until mid February and people abandon their plan.

Goals on the other hand can create momentum and the future you desire for yourself!

Swipe for my goal recommendations. Like or comment if you agree!
#2019

Had to share this post from ! For those of you in Baby Step 4 this current trend could make you nervous. Remember that building wealth is like using a crock pot, not a microwave. Long term investing will always be the best way to become wealthy!

Have you ever thought about how much money you make and wonder where it all went??

YOU’RE NOT ALONE!

Your Income is your greatest wealth building tool. If you are ready to learn how to build wealth and become outrageously generous contact me for upcoming classes and coaching sessions!

If what you have been doing isn’t working, it’s time to try something new.

Many people are frustrated with their financial situation. When we fail to establish measurable goals, we fail to make progress. This is also true of personal and professional goals.

As would say “Don’t make excuses. Make Progress.”

This year I have increased the amount of (non-fiction) books I’ve read. It engages me and challenges my thought process as I approach each day.

What are your top 3 most impactful books this year?

Here are mine:

1) The Ideal Team Player
2)EntreLeadership
3)What got you here won’t get you there

How true is this! Have you had a chance to look through your spending?? Look back at September and see if this rings true for you!

Share your top areas below! Tag a friend who would agree with Zig!