Joshua Maldonado - GoRascal

Quick update...​

I'm now with GoRascal!

This move gives me access to more loan options, faster processes, and better ways to help you (or anyone you know) navigate buying or refinancing a home.

In short: I can do more for you now.

If you’ve been thinking about making a move, refinancing, or just want to explore your options, let’s talk. I’m here to make the process simple and straightforward.

And if someone comes to mind who could use help, feel free to connect with me, I’d really appreciate it.

Updated contact info attached, thanks so much!

The median ages of both homebuyers and sellers have increased by close to 10 years in the past decade. As the portrait of the average seller evolves, your service should too. Wondering how? Let’s chat.

Over the past 15 years, conventional loans have replaced FHA as the most popular financing option for first-time buyers. With options for all loan types, the right loan should fit the life they're building. 🏡

A temporary rate buydown means lower monthly payments early on — when it can really help.

In many cases, the seller covers the cost. After the initial buydown period your rate returns to the full note rate, but the upfront savings can give you some breathing room. Learn more at 🔗 http://spr.ly/6188f9kLk

Savings are still the most common source for home purchase funds, with home sale proceeds closing in. Talk to your buyers about where their money is coming from, then talk to us about how to make it go further. 🎁

Knowing how much you could make on the sale of your home empowers you to make smart decisions about the entire process and what comes next. Calculate it here: http://spr.ly/6185f577L

Pending home sales dipped 0.8% month‑over‑month in June and are down 2.8% year‑over‑year. Now’s the time to make meaningful reconnections with your sphere, refresh your strategies and get ahead of the rebound. Give us a 📲 today!

Any house can be a dream home with a little elbow grease — and the right renovation loan. Consider if this is the option for you and your fixer-upper, then reach out to get started.
http://spr.ly/6185N8tJB

More buyers than ever are skipping financing and paying out of pocket. But! Loop in your lender anyway so they know all their options. 💸

June existing-home sales fell 2.7% — a mid-year signal that buyer caution is growing. Some Millennials and Gen Z homebuyers are holding back, timelines are stretching and deals might need more negotiation. Now’s the time to talk strategy with us for the second half of the year.

Homeownership is ageless. Reverse mortgages offer options for older homeowners to use home equity as a financial resource and create more flexibility for retirement funding.
Learn more here: http://spr.ly/6189NBcN5