Estate Performance Advisors

Financial wellness and planning can positively impact retirement. While financial discipline is crucial, recent findings suggest there's room for enjoying life, including travel and vacations, even post-retirement, if savings support it.

Go Ahead, Take That Vacation. You May Be Spending Too Little in Retirement. New research on retirement spending shows retirees may have more wiggle room to spend than they think, assuming they have savings and aren't primarily relying on Social Security.

Financial wellness includes planning for aging. Long-term care insurance premiums are up 40% since 2020. With fewer than a third planning for this, it's crucial to factor in these costs when considering financial planning and insurance options.

Long-Term Care Insurance Premiums Are Increasing: What to Consider Before You Buy a Policy Needing long-term care is now Americans' top retirement fear, ahead of outliving savings and the potential for Social Security cuts. Yet fewer than a third have planned for it, and the policies to cover it cost about 40% more than they did in 2020.2

Pursuing financial wellness through strategic financial planning is paramount. Investing in markets demands caution, especially with the buzz around Anthropic, SpaceX, and OpenAI. High net worth individuals must be vigilant about stocks potentially causing market indigestion.

Can the stockmarket swallow Anthropic, SpaceX and OpenAI? Watch out for indigestion.

Confidence in retirement might be down, but there's still time to focus on financial wellness! Tweak that financial planning strategy and keep retirees’ spirits higher with some thoughtful adjustments.

Retirement Confidence Down Retirement confidence slipped in 2026 for both workers and retirees.

Keep financial wellness alive by ensuring your financial and estate planning is up-to-date. Avoid family feuds and lengthy battles over inheritance by regularly updating beneficiary information. Family and finances should work together, not against each other.

One Small Fortune, 36 Grandkids and an Inheritance Stuck in Limbo A family’s fight over a retirement account shows the pitfalls around updating beneficiary information

Financial wellness involves mindful planning, especially for retirement. Medicare may not cover all healthcare costs. Strategies like budgeting can help manage these shortfalls, ensuring more comprehensive financial planning for future security.

Many Retirees Find That Medicare Falls Short Medicare doesn't go as far as expected in covering retirement healthcare costs. Some strategy can help you build a more realistic budget.

Balancing financial wellness involves planning, even amid political shifts. While some may benefit from a "Trump IRA," it's vital to craft a saving strategy that meets individual needs, especially for low-income earners who may require funds earlier.

Not Everyone Will Need a Trump IRA Building retirement savings for low-income Americans is a challenging problem, because they often need their wealth before they retire. Here's how an IRA could fit in to your retirement strategy.

Planning retirement? Consider the potential impact of a 2033 Social Security benefit reduction. Stay proactive by including financial wellness strategies in your plan to secure a stable future despite looming changes.

The Coming Social Security Crisis and the Fight to Save It Over 20% of Americans are receiving Social Security. SS benefits will be reduced in 2033. What changes are being considered? How will it affect you? Read to learn more.