Debbie Caulfield Realtor

Here's how to protect yourself from being pressured into buying an extended warranty.

When to Buy Extended Warranty? Usually Never You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item you’ve been want...

Found some inconsistencies in your credit report? Here's what you should do.

How to Dispute Credit Report Errors If you’ve checked your credit reports lately for errors, congratulations! That’s a smart first step ...

State-sponsored 529 accounts are a tax-free way to pay for a child's college education.

Getting the Most Out of Your Child's 529 Plan to Pay for College State-sponsored 529 accounts are a tax-free way to pay for a child’s college education. Opening an i...

Do you plan to repaint? Don't forget about gray as a color choice.

5 Reasons to Paint Your Walls Gray When it comes to painting your space, there are myriad options: bright and sunny yellow, the classic...

Heated flooring sounds like a dream come true, but are they realistic for your home?

The Pros and Cons of Heated Flooring While you might be considering adding heated flooring to your new home, there are a lot of questions...

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

Managing Credit Responsibly as a College Student Building good credit in college is one of the best financial moves students can make. Having good cr...

Being late on a debt--even six months late--doesn't legally allow a debt collector to harass you. Here's what you need to know about debt collection.

What Are Your Rights in Debt Collection? If debt collectors are calling or sending you letters demanding payment, you may be worried—and for ...

Did you know you can build your credit score with on-time rent payments? Read more.

Building Credit Without Credit Cards A credit card is one of the main ways to build credit. By using a credit card wisely and not running...

Some interesting tips for reviewing your medical bills.

How to Dispute Medical Bill Errors Scrutinizing a bill from your health care provider or insurer is probably one of the last things you...

Ever wondered what to do if flooding is predicted in your area?

How to Prepare Your Home for Flooding While no one ever wants to imagine their home filling with water, for many areas of the country, flo...