Thatcher Consulting Services

Excited to share that I recently passed the Certified Fractional CFO exam and earned my certification through the Association of Chief Financial Officers!

Thank you, Charles Leikauf for the excellent course and prep for this exam!

With 25+ years of experience in finance, I didn't need another credential — but I wanted one anyway. Because I genuinely believe that no matter how long you've been doing this work, there's always more to learn, and the businesses I serve deserve someone who takes that seriously.

There's a lot of confusion out there about what a fractional CFO actually is. It's not bookkeeping. It's not just keeping the books clean and the accounts reconciled (though that matters too). It's strategic financial thinking — helping business owners understand what their numbers mean, where they're headed, and how to make smarter decisions with that information.

This certification is one more way I'm holding myself to a higher standard, for my own growth and for the clients who trust me with their businesses.

Continuing education never gets old. Neither does the work. 😊

Profit Surge Group, thank you for the amazing course!

With Boerne Love Family Guide – I just got recognized as one of their top fans! I do love Boerne!!🎉

The P&L says you made money. So why is payroll still a sweat?

Most owners running a $1M to $20M business are losing somewhere between 5 and 15 percent of revenue to profit leaks they can't see.

Pricing that hasn't moved in two years. Customers who feel "important" but cost more to serve than they pay. A service line nobody wants to admit is dead. Cash is tied up in places nobody's tracking.

Your bookkeeper sees the past. Your CPA sees April. Nobody's looking at the present.

The Thatcher Consulting Services 6-Week Profit Leaks Deep Dive fixes that.

Six weeks, structured. We pull apart your last four quarters of revenue, costs, customers, and cash. By week six, you'll have a ranked list of every leak, with a dollar figure next to each, a defensible pricing model, and a 90-day plan for what to do about it.

Strategic financial leadership at a fraction of the cost of a full-time CFO. We work with clients nationwide.

We handle the numbers. You run the business.
Three slots open this quarter. Book a free consultation at thatcherconsultingservices.com

With Boerne Radio 103.9FM – I just got recognized as one of their top fans! 🎉 I love Boerne Radio!

Do you know what your profit margins are?

Stop guessing your profit margins. Start knowing them.

I can't tell you how many business owners I meet who run successful companies but couldn't tell you their true profit margin on different products or services. They're flying blind on one of the most critical metrics in business.

Here's the problem with margin guesswork:
• You might be losing money on your 'best' customers
• Your pricing strategy is built on assumptions, not data
• You can't make informed decisions about where to focus growth efforts
• You're vulnerable to cost increases eating away profits without warning

The solution? Implementing proper margin analysis that tracks profitability at multiple levels:

✅ Gross margins by product/service line
✅ Customer profitability analysis
✅ Project-level margin tracking
✅ True cost allocation including overhead
✅ Regular margin trend monitoring

Once you have this clarity, everything changes. You stop competing on price and start competing on value. You focus growth efforts on your most profitable offerings. You make pricing decisions with confidence.

I recently helped a client discover they were losing money on 30% of their 'profitable' projects. After restructuring their pricing and focusing on high-margin services, their overall profitability increased by 40% without adding a single new customer.

Ready to stop guessing and start growing profitably? Let's build you a margin analysis system that drives better decisions.

👀

The hidden cost of not having a CFO? It's not what you think.

Most business owners focus on the obvious costs—the salary they're 'saving' by not hiring financial leadership. But the real expense is in all the money you're leaving on the table without strategic financial guidance.

Here's what I mean:

💰 Suboptimal pricing strategies cost the average business 2-5% in margin
📊 Poor cash flow management typically ties up 10-15% more working capital than necessary
🎯 Without proper financial analysis, most businesses overspend on ineffective marketing by 20-30%
⚡ Delayed financial insights mean missing optimization opportunities worth thousands monthly
🔍 Tax inefficiencies without proper planning can cost 15-25% more than necessary

Let's do some quick math: For a $2M business, these inefficiencies easily add up to $200-400K annually in lost profits or unnecessary costs. That's often 2-3x what fractional CFO services would cost.

The most expensive CFO is the one you don't have.

We've helped clients recover these hidden costs within the first 90 days of engagement. The financial guidance pays for itself—often several times over.

What hidden costs might be lurking in your business financial structure?

As a business owner, who do you trust with the details of your company?

Not just the numbers—but the challenges, the unknowns, the decisions that keep you up at night.

Do you have someone who truly listens?

Because listening isn’t just a soft skill… it’s an acquired one.
And the right listener doesn’t just hear you—they help you see clearly, think strategically, and move forward with confidence.

Maybe it’s time you had a partner who listens first.

ThatcherConsultingServices.com

Boerne, Texas Consulting Firm | Home Page | Thatcher Consulting Services LLC Take a look at our Home page. Thatcher Consulting Services LLC is a full-service fractional CFO business consulting firm located in Texas and Georgia.

At Thatcher Consulting Services, we understand the pain points small businesses face. Have you considered a fractional CFO? No matter where you are located, we can help! Give us a call for a free consultation.

Recently, I was asked who my mentors have been. The question took me down memory lane—and led me to an unexpected realization.

Coincidentally, my husband and I are celebrating our 36th anniversary today. As I reflected, I recognized that he has been the greatest mentor in my life.

For over three decades, he has stood by my side—watching my career evolve, supporting my growth, and encouraging me through every challenge. He has been my rock, my sounding board when things got tough, and the one person who knows how to guide me back when I’ve gone astray. His integrity and commitment to living a Christlike life have shaped not only who he is, but who I strive to be.

I am incredibly grateful for his steady guidance and unwavering support over the past 36 years.

Now, at this stage in my life and career, I find myself stepping into the role of mentor. I truly enjoy sharing my experiences with the next generation of entrepreneurs, and I can only hope to offer even a fraction of the wisdom and encouragement that he has given me.

Here’s to the mentors we don’t always recognize at first—and especially to spouse mentors. ❤️