The Lanam Group

FUNDED

Every week, payroll goes out before the client invoice comes in. 👥

A staffing agency had steady contracts and growing placement volume — but the math that scares most lenders away: payroll for hundreds of workers hits every week, while client payment terms stretch out 30-45 days behind it. On paper, thin margins against high payroll volume. In practice, a business that had never missed a payroll run in years.

📌 Deal Highlights:
- Industry: Staffing / Workforce Solutions
- Advance: $182,000
- Use of funds: Payroll coverage + onboarding costs for new placements + working capital cushion
- Time to fund: 10 hours from application to cash in the account
- Structure: 12-month term - total Interest forgiveness when paid early
- Approved despite thin margins on paper — underwritten on revenue consistency and client contract volume, not the margin percentage alone

Payroll-heavy doesn't mean high-risk when the track record backs it up. Got a file that got declined on industry alone? Send it our way. 📩

FUNDED
Six decades in business. A credit score in the 600s. A contract about to change everything. 🏥

An established healthcare provider — doing over $24 million a year — had just signed a new contract expected to add $10-12 million a month in revenue. Real growth, real opportunity, but a credit score in the mid-600s is exactly the kind of thing that gets a file passed over by lenders looking at the score before the business. Our Funding Specialist, Ernest, looked at the whole picture instead — and got it done.

📌 Deal Highlights:
- Industry: Healthcare
- Time in Business: 66 years
- Advance: $200,000
- Use of funds: Working capital
- Time to fund: 27 hours from application to funding
- Approved on the strength of a well-run, established operation — not just a credit score
- Already discussing a second round as the new contract ramps up

Sixty-six years in business — and even though they're navigating a recent ownership change and some hardships that had banks unwilling to touch them, we didn't hesitate. This is exactly the kind of deal we love at our subsidiary, Lanam Business Funding.

Got a deal that needs to move fast? Let's talk. 📞 561-532-1105

Your employees need to get paid. Your clients might take 30, 60, or even 90 days. 💼
For staffing agencies, that gap can make it difficult to take on new contracts, hire more employees, and keep up with payroll.

The Lanam Group helps staffing businesses explore financing solutions for:
💰 Weekly payroll & employee wages
📄 Unpaid invoices & accounts receivable
🤝 Recruiting & onboarding costs
🏢 New locations & larger contracts
📈 Working capital & business expansion

Don't let delayed client payments hold your business back.

Whether you're managing 20 employees or preparing to staff your next major contract, let's explore financing options that support your growth.
📞 561-532-1105

FUNDED
A new chair, a new hygienist, and a waitlist that couldn't wait. 🦷

A dental practice needed new equipment to open a second location. With only a few months of revenue history at the new site, traditional lenders wanted a longer track record before moving forward.
We secured $234,000 in equipment financing with a straightforward application process, no down payment, and no need for tax returns or financial statements.

📌 Deal Highlights:
- Industry: Dental Practice
- Loan Amount: $234,000
- Use of Funds: Dental equipment purchase
- Rate: 11% APR
- Structure: 3-year term with monthly payments
- Down Payment: $0
- Prepayment Penalty: None
- Time to Fund: Approved same day, funded within 72 hours
- Documentation: Application and 6 months of business bank statements only. No tax returns, financial statements, or additional stipulations required.
- Approval: Financed despite limited operating history at the new location, with underwriting supported by the equipment collateral and the strength of the existing practice.

No down payment. No unnecessary paperwork. No prepayment penalty.
Just $234,000 in equipment financing that helped a growing dental practice move forward with its second location — approved the same day and funded within 72 hours.

Have a client looking to purchase equipment? Send the deal our way. 📩

FUNDED

A holding company, multiple operating entities, and an existing SBA lien — nothing about this deal was simple.

🏭 A light manufacturing company wanted to purchase the building it had been leasing for years and add a new production line. However, the company structure and assets were split across a holding entity and two operating entities. An existing SBA loan also had a lien on the company's assets that needed to be addressed before financing could move forward.
That complexity is exactly why two banks passed on the deal before it landed with us.

📌 Deal Highlights:
- Industry: Manufacturing / Light Industrial
- Loan Amount: $2,850,000
- Use of Funds: Building acquisition + new production line equipment
- Structure: 20-year term, 9.75% fixed interest rate, monthly amortizing payments
- Resolved: Existing SBA lien subordination + consolidation of holding and operating entities into a single borrowing structure
- Underwriting to Funding: 9 weeks
- Outcome: Building purchase closed, and the new production line is installed and operational!

Some deals just need more structure — and more patience — to get right. This was one of them.

When your business is growing, but your square footage isn't. 📦
More orders. More employees. Less room to breathe.
Sounds like it might be time for your next big move.
Whether it's a larger space, new equipment, or capital to support growth, The Lanam Group helps businesses explore financing options for what's next.
📞561-532-1105

FUNDED 💰
$175,000 funded — with the flexibility to pay it off early and dramatically reduce the cost.

A construction-related business needed working capital to take on a large project scheduled to be completed before the end of the year. Instead of locking them into the full cost of an 18-month term, we secured a structure that rewards them for paying it off early.

📌 Deal Highlights:
- Funding: $175,000
- Term: 18 months
- Early payoff: 100% interest forgiveness on future interest
- Cost of capital: Approximately 2% per month while the funds are outstanding
- Expected payoff: Before the end of the year
- Estimated total cost if paid off as planned: Approximately 6–8%
- Future flexibility: Once repaid, they can potentially access the financing again when needed
The result? They have the capital to complete a major project now, with the ability to pay the balance off when the project wraps up — without being stuck paying the full 18-month cost.
It provides some of the flexibility businesses look for in a line of credit, without going through the same qualification process.

Need capital for your next big project?
📞 561-532-1105

CAPITAL FOR WHAT COMES NEXT.

From working capital and equipment financing to real estate, SBA, A/R financing and asset-based lending, The Lanam Group helps businesses explore financing structures built around their needs and goals.
Whether the next move is an acquisition, expansion, new equipment, a property purchase or simply more room to operate — the right capital can help move it forward.

Let’s talk about what’s next.
📞 561-532-1105

FUNDED 🚌
More drivers. More vehicles. Ready to roll for the new school year.

A Massachusetts transportation company serving county and city programs and facilities was labeled simply as “transportation” on paper — a category that often gets lumped in with trucking and logistics, leading to declines before anyone looks deeper.
But this wasn’t a freight business. The company operates a fleet of drivers, buses, and vans serving municipal and school contracts. With the new school year approaching, they needed capital to scale quickly while managing the standard 60–90 day payment cycle on municipal invoices.

📌 Deal Highlights:
- Industry: Passenger transportation — municipal & school contracts
- Funding: $1,250,000
- Use of funds: Additional driver payroll, vehicle deployment costs, and working capital
- Time to fund: 3 business days from application to funding
- Structure: Weekly payments — 18-month term
- Key to approval: Underwritten based on the company’s actual revenue profile and stable, recurring municipal contract income — not a generic industry label

We got them the financing they needed, right on schedule for the new school year.
$1.25 million funded. 🚌
📞 561-532-1105