Double Diamond Investment Group LLC

More Than a Number: The Four Risks That Shape Your Retirement

More Than a Number: The Four Risks That Shape Your Retirement | Double Diamond Investment Group, LLC Many people can tell you their portfolio balance. Far fewer can tell you what else determines whether their retirement actually works.That's understandable. The balance is the number on the statement. It's concrete, and it feels like a score. But judging retirement readiness by that one figure is a....

Retirement Isn't Just About How Much You Save. It's About When.

Retirement Isn't Just About How Much You Save. It's About When. | Double Diamond Investment Group, LLC You can do everything right on paper — save diligently, spend reasonably, stay invested for the long haul — and still land in a very different retirement than someone who did the same things.The difference often comes down to a factor many retirement checklists leave out entirely: timing.

Permission to Spend in Retirement: A Skill Rarely Taught

Permission to Spend in Retirement: A Skill Rarely Taught | Double Diamond Investment Group, LLC For decades, you trained one financial muscle: save, invest, don't touch it. Then retirement arrives and asks you to do the opposite.Nobody teaches that part. There is no course on how to spend the money you spent a lifetime building, so the discipline, the caution, and the watchful eye on every bal...

What to Do With Your Next Dollar: A Financial Order of Operations

What to Do With Your Next Dollar: A Financial Order of Operations | Double Diamond Investment Group, LLC What do you do when you earn well and have generally dialed in the fundamentals: save, invest, reduce debt, stay protected? The challenge was never knowing what to do. It's knowing what to do first, and in what order.That's a harder question than it looks. Each of these priorities is sound on its ow...

Trump Accounts: What Parents and Grandparents Should Know

Trump Accounts: What Parents and Grandparents Should Know | Double Diamond Investment Group, LLC Trump Accounts have been in headlines for months. Few of those headlines explain them the same way.Depending on the article, they sound like a college fund, a retirement account, or something brand new altogether.For parents and grandparents trying to figure out whether any of it matters for their f...

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan)

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan) | Double Diamond Investment Group, LLC Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely.For much of the last century, retirement followed a fairly predictable pattern: work for decades, retire around age 65, and slow down. Today, that picture looks very different.Retirement has evo...

Business Succession Planning: Built to Last vs. Built to Transfer

Business Succession Planning: Built to Last vs. Built to Transfer | Double Diamond Investment Group, LLC Many business owners spend decades building something that works. The team. The reputation. The customers who keep coming back.Then comes a quieter assumption: that when it's time to step away, the rest will somehow sort itself out.Research suggests it usually doesn't.The Businesses That Quietly Run...

Checking Your Portfolio Isn't the Same as Reviewing It

Checking Your Portfolio Isn't the Same as Reviewing It | Double Diamond Investment Group, LLC Nearly half of investors check their portfolio at least once a day.1Many of them aren't reviewing anything.They're refreshing a number. Watching it move. Sometimes celebrating. Sometimes panicking. But not actually evaluating whether the portfolio is built for the life they're heading into.That's a....

The Estate Plan That Looks Complete on Paper

The Estate Plan That Looks Complete on Paper | Double Diamond Investment Group, LLC Many estate planning failures aren't dramatic. There's no missing will, no family feud, no document anyone forgot to sign.The plan is right there in the drawer. The folder is labeled. The signatures are in place.It just doesn't do what the family thought it would do.That's the version of estate plan...

What $100 Invested in 1928 Would Be Worth Today

What $100 Invested in 1928 Would Be Worth Today | Double Diamond Investment Group, LLC Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.But what if the most expensive financial decision isn't a bad choice — it's no choice at all?That's what nearly a century of market data suggests. And the numbers are hard to ar...