Kristi Clark- Thrivent

Legacy planning doesn't have to be stressful. With the right tools and timely strategies, you can stay true to your vision and help your loved ones feel prepared.

Here are a few key things to keep in mind:
• The amount you can pass on without federal estate or gift tax is $15 million per person—or $30 million for married couples in 2026. These higher limits give families more flexibility and room to plan for the future.
• Preparing your wealth transfer priorities today can make a meaningful difference. Name beneficiaries, establish a will and consider trusts.
• Gifting can also play a role. Many people give annually to take advantage of the gift tax exclusion—up to $19,000 per person in 2026 without triggering gift tax.

A thoughtful approach can help more of what you’ve built reach the people and causes you care about. ➡️ https://bit.ly/4hpRIzN

“'For I know the plans I have for you,' declares the Lord, 'plans to prosper you and not to harm you, plans to give you hope and a future.'” - Jeremiah 29:11

Awesome job! Thrivent action teams and Thrivent choice dollars at work. Total since inception. Advent Church Boca Advent Elementary & Middle School Boca Advent Early Childhood School Boca Advent Square Palm Beach Associates- Thrivent Financial

Your life insurance could be more than protection—it could be a financial asset. 💡 A permanent life insurance policy has the ability to accumulate cash value, which you can possibly use to help fund your retirement, college education or new home.​

Take a look at this resource to learn more about the cash value feature and what type of life insurance policy may be right for you.

What is cash value life insurance & how does it work? Cash value life insurance is permanent life insurance with both a death benefit and cash value that can grow over time. You can tap into this cash value to fund financial goals like retirement, college expenses or buying a home.

Strike one thing off your to-do list.​

Let's have a conversation about what protection could look like for you and your loved ones.​

See thrivent.com/social for important disclosures.

Where were we today? Learning and collaborating with Spirit of Giving. Women in financial services Gold Coast and women’s executive alliance at first national bank coastal community.

If you have life insurance coverage through your employer, it may not be enough to fully cover your needs. Let’s assess your situation and determine your next steps.

See thrivent.com/social for important disclosures.

Can you check off any of these boxes?
✅ Loved ones depend on you for income
✅ Don’t want to pass large debts onto others
✅ Want to leave a legacy

If you checked any of the boxes, you should consider how life insurance can help you protect what’s most important to you: https://bit.ly/47eNLJh

When should you think about buying life insurance? Why do people buy it? How do you choose a policy? Take a look at these key questions when considering a life insurance policy: https://bit.ly/4fV6zzk

Life changes—your life insurance can, too. Discover how converting a term policy to permanent coverage can offer lifelong protection.

How a term-to-permanent life insurance contract conversion works Considering extending your life insurance coverage? Converting your term policy to a permanent one can offer lifelong protection and potential cash value accumulation. Learn how term-to-permanent life insurance conversions work, the benefits of making the switch and other factors to consider.