Paci Mortgage

Mortgage points, also referred to as discount points, allow you to pay upfront to lower your interest rate.

One point equals 1% of the loan amount. Whether it is worth it depends on your break-even timeline and how long you plan to stay in the home to recoup the cost. Let us run the numbers for you!

Ready to save for a home like a pro? Small habits can make a big difference over time.

Swipe through for easy tips and reach out if you want help building your plan!

Not sure if you are ready to buy a home? These five signs can help you get a clearer idea of where you stand and what steps can move you closer to homeownership.

Ready to take the next step? Reach out today.

A rate lock guarantees your interest rate for a set period while your loan processes, typically 30-60 days. If rates rise before closing, you’re protected.

Let’s talk about the right time to lock based on your timeline.

Clear to close, three words every homebuyer loves to hear. But do you know what it actually means and what happens next?

Connect with me to learn more and start the process.

Would you rather have a fixer-upper in a great location OR a move-in-ready home in a so-so location? No right answer! Let us know in the comments below!

Afraid that comparing mortgage rates will hurt your credit score? Think again.

Learn how rate shopping actually works and why it is one of the smartest moves you can make as a homebuyer. Reach out to me to learn more!

Ever wondered where part of your monthly mortgage payment actually goes? Your escrow account is doing more than you might think.

Swipe through to learn how it works and why it is set up to protect you as a homeowner. Connect with me to learn more about escrow accounts.

Your bank is not the only place to get a mortgage, and it may not even be your best option.

Swipe through to learn why shopping around could help you save money and open more options in homeownership. Connect with me to take the next step.

Getting ready to apply for a mortgage? Start here.

Having these 5 documents ready before you apply can save you time and keep your homebuying journey on track. Swipe through for the full list and reach out to take the next step.