Wellstone Insurance

Regardless of size, a small business can fall victim to a cybersecurity attack. From data breaches to theft, to system hacking, viruses or malware attacks, it's often the small businesses that attackers because of certain vulnerabilities. Cybersecurity insurance is a type of liability insurance and is the safest way to protect your small from experiences major losses stemmed from a cyber attack.

www.wellstoneins.com

It’s clear that on this side of the COVID-19 pandemic, the threat to businesses has only increased. In fact, businesses suffered 50% more cyberattack attempts per week in 2021 compared to 2020.
Unfortunately, the latest statistics also show that only 50% of U.S. businesses have a cybersecurity plan in place, and 32% of those who do, haven’t updated their cybersecurity plan since the pandemic forced remote and hybrid operations.

If you and your company are going to successfully fight against the growing threat, it’s critical that you make cybersecurity awareness, prevention, and security a part of your day-to-day operations. Learn how. www.wellstoneins.com

As a business owner, you face — and overcome — difficulties every day. One challenge no business owner can fully overcome is the threat posed by natural disasters.

Natural disasters can have a devastating effect on your business. While you can’t control where and when they will strike, you can protect your business with comprehensive insurance that includes flood insurance.
https://wellstoneins.com/resources-insights/the-411-on-flood-insurance

Do you have am EPLI policy? Learn how Employment Practices Liabilty Insurance can help protect your company from employment-related risks.
https://wellstoneins.com/resources-insights/employment-practices-liability-insurance

In this post-pandemic world, the workplace has shifted, creating new norms that acknowledge flexible work from home opportunities. With this shift comes more vulnerabilities for companies. Take these steps you can take to reinforce the security of your network and your business assets if you haven't already.

www.wellstoneins.com

Something we see over and over — companies think they can rely on employees’ personal auto insurance policies in the event of an accident, only to pay the price when something happens later.

As a friendly reminder, most personal auto policies will not cover accidents that occur when a vehicle is being used for business purposes. Give us a call to learn more about the in’s and out’s of these policies to make sure you and your business are protected.

www.wellstoneins.com

An issue that regularly comes across our desks, but sometimes catches businesses off guard: subcontractor risk management.

With the many categories that subcontractors fit into, you may find your company hiring different subcontractors for multiple reasons. Learn more about how to protect your company when you take on this additional risk.

https://wellstoneins.com/resources-insights/fyi-if-you-hire-subcontractors

Did you know that your own home insurance could be impaired if you rent out your home? The COVID-19 pandemic has changed the way Americans vacation – and short-term rentals like AirBnbs have proven to be a great lodging option. If you own a home you currently rent on a seasonal or short-term basis, there are a few things you need to know.
https://wellstoneins.com/resources-insights/renting-your-home-on-airbnb-what-you-should-know

Traffic and driving safety concerns have only increased in recent years and with the holiday season among us, drivers are even more distracted than ever at this time of year.

Should you find yourself in an unfortunate vehicle accident, there are a few basic steps you will want to take. Check out these "Do's and Don'ts" tips here https://wellstoneins.com/resources-insights/some-dos-and-donts-in-the-event-you-are-in-a-car-accident

From small businesses to large corporations, Wellstone is here to identify the coverage you need to protect your organization from the everyday and evolving risks of business ownership. Visit www.wellstoneinsurance.com to learn more.