Credit2Close

💡 Why You Should Consider a High-Yield Savings Account vs. a Regular Account!

Are you looking to make your money work harder for you? A high-yield savings account offers significantly higher interest rates compared to regular savings accounts, meaning your savings grow faster. 💰✨

Benefits:

1. Higher Interest Rates: Earn more on your deposits.
2. Compound Interest: Watch your savings grow with interest on interest.
3. Low Risk: Enjoy a secure and stable way to increase your wealth.
4. Flexibility: Access your money when you need it, without penalties.

Start maximizing your savings potential today! 🏦📈

Curious to learn more? Drop a comment or send me a message!

Let’s book a consultation to see how we can help. All these things can linger and tarnish your credit for the long haul… if you pay these things off while they are in collections you’re making it harder for yourself and waisting your hard earned money.. 😮‍💨😮‍💨

https://calendly.com/credit2close_/credit-consultation

We added a SECURED CREDIT CARD to help people build credit ‼️

100% Guaranteed Approval. No Credit Check.

Who needs the link❓
Take advantage‼️

FYI: Here is a grading scale that CREDIT CARD companies use for approval odds⬇️⬇️⬇️. If you’re looking to build your credit with a credit cards rather it’s secured or not inbox us today for more info.

Credit Tip💡 It is ILLEGAL for the credit bureaus to re-insert something that was previously removed from your credit report unless they give you a 5 day WRITTEN notice (prior to reinsertion) I personally have NEVER seen them give someone a written notice prior to doing this. So 99% of the time, your rights were VIOLATED. If you’ve had something deleted and then resurface on your credit report and you have NEVER received a WRITTEN notice 5 days prior to it happening, you just may be entitled to $1,000. For EACH ACCOUNT that was added back illegally. FCRA Part(A)(5)(b)(ii) ❤️

Happy Wednesday. I just Love Update days! Congratulations to my client almost in the 700’s ! Now Accepting new clinets! Lets goooo 🔥🔥🔥

Credit Building Tips:

New Credit Lines Will Make A Negative Impact On Your File Because It Will Affect Your Average Length Of Credit History Which Is 10% Of Your Score. So Avoid Opening Too Many Credit Lines At The Same Time.

Determine What Type Of Account You Need, Shop Around, & Ask The Lender About The Requirements Before Applying.

If Approved You Can Build Your Score By Showing Good Payment History, Utilization, & Credit Mix.

Don't Be Scared Of Credit Just Learn How To Properly Apply & Use It

If You Need Inquiries Removed Inbox Me ‼️

Secret 1. There are NO collection/No charge offs.
💢If you have any negative item on your credit report, you need to have them removed ASAP. This is a HUGE impact to your score (something y'all obviously know).
You need professional or a professional credit sweep, If you can't do it yourself.

Secret 2. You should have at least 4 or more tradelines on their credit report.
💢4 is the minimum; you should have 4 or more open accounts on your credit at all times. If you don't have many tradelines, you should purchase authorized user tradelines. Tradelines, authorized users or piggy backing is the same thing. The more accounts, the more solid your credit report will be.

Secret 3. You should have an Aged Tradeline at least 2 years or older.
💢Older aged tradelines and higher credit limits correlate to bigger credit score increases. So closing old accounts will decrease your account age. Leave accounts open, AND use them few times a year so the bank does not close them due to inactivity. Afterall, you must have credit, in order to have a credit score.

Secret 4. You should have debt utilization under 10%
💢On your credit monitoring site, go to the credit factors' section. It will tell you exactly what your utilization is. If your debt over 30% utilization, your score is automatically dinged. This should be as low as possible.

Secret 5. Low hard inquires
💢You should keep credit inquiries to a minimum, usually under 4 on each credit bureau. Once you go over 4, your score takes a hit and you could get denied for credit just for having too many hard inquires.

Drop an "INFO" comment to get more info and join my repair program and start getting the Credit You Deserve‼️💳🏠🔑

CREDIT TIP 💎: Once the original creditor sells your debt to a 3rd party debt collector without your permission, you no longer owe that debt. There's a legal loophole that allows you to remove ANY account without paying it off! Know your rights!

Helping 10 people with credit today ! Comment “me” 👇🏼 before they’re gone !

Most broke people act the same and most rich people act the same

No matter the dollar amount , they share the same habits, thought processes , and mindsets on the inside no matter how they look on the outside

Rich people educate themself daily , Broke people entertain themselves daily
Rich people create opportunities , broke people complain about not having them
Rich people look for new ways to make money , broke people think everything is a scam

As somebody who grew up in poverty and im now connected with several multimillionares , I can really say that your life is a reflection of your daily habits, routines and mindset . Once you learn that, you can be and so anything .But most people are to self absorbed to realize this

Attention ‼️
If you have 400-699 credit score and want a
700-800 credit score, I have a connection that legally erases negative things... such as repos, foreclosures, late payments, medical bills, charge offs, student loans, evictions, etc
Comment "Me"



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🚨If you didn’t know, here are the most common credit scoring models🚨

1. **FICO Score Models:**
- FICO Score 8 and 9
- FICO Score 10 and 10T
- FICO Bankcard Scores (for credit cards)
- FICO Auto Scores (for auto loans)
- FICO Mortgage Scores (specific to mortgage lending)
- Industry-specific versions for credit cards, auto loans, and mortgages

2. **VantageScore Models:**
- VantageScore 1.0
- VantageScore 2.0
- VantageScore 3.0
- VantageScore 4.0

3. **Other Proprietary Scores:**
- Experian's PLUS Score
- TransUnion's CreditVision
- Equifax's Credit Score
- CE Score (by CreditXpert)
- PRBC (Payment Reporting Builds Credit) Score

Each of these models may have different versions and updates, leading to a wide variety of scoring systems used in the credit industry.