Melissa Terrazas - Farmers Insurance Agent

Is the cost of business insurance coverage affecting your bottom line? A business owners policy (BOP) provides major property and liability coverage in one — for less than the cost of individual policies. Interested? Call me.

You could be missing out on hundreds in savings. Let’s chat about how switching your home insurance to Farmers could help you save.

Mom and Pops. Corner stores. Twee boutiques. Small businesses make our communities hum. Today’s the day to celebrate — and shop — local. It’s Small Business Saturday.

Keep your business fresh as a daisy. If a power outage or busted refrigeration system (or other mechanical breakdown) could spoil your inventory, we offer coverage that can help you get up and running again. Call me to learn more.

Don’t let one bad apple spoil your business. A Farmers business policy can help you recover from employee theft and other losses caused by a dishonest worker. Call me to learn more.

Does your business have an iconic, instantly-recognizable sign out front? You can cover outdoor signs with a business insurance policy. Call me to learn more about this and other coverage to help you keep your business up and running.

If windows are the eyes into the soul of a brick-and-mortar shop, a broken window — think: vandalism, a break-in or storm — could be a black eye for your business. Call me to learn more about tenants exterior glass coverage in a Farmers business policy.

Congratulations to Our beautiful Wendy as we celebrate her 1 year Anniversary at the Agency. Wendy has been an incredible addition to the office from day one and today more than ever we feel incredibly blessed to have her here with us. From her marketing skills to her young charisma and personality, Wendy simply makes the Melissa Terrazas Agency a better place to be in. Thank you Wendy, for one amazing year! We look forward to many more years together 🥳🥂

Let’s talk about plumbing. Specifically: the pipes, drains, septic system or sump pump that help you keep your business clean and comfortable for customers. Adding coverage specific to sewer and drains to a business policy could help spare you a financial mess. Call me to learn more.

Word of the Day: bailee — a person or business given temporary custody of someone else’s property.
Whether you’re in the business of cleaning, repairing, transporting or storing items, customers leave important belongings in your care. What happens if a storm, vandalism or other loss impacts their property? Let’s talk about bailee property coverage for your business.

August is Black Business Month, a time to celebrate and support Black-owned businesses. A recent survey showed the number of Black-owned businesses growing across every sector of the U.S. economy.

Who needs one more piece of mail to open, one more check to write? As a business owner, you can handle your insurance online, 24/7, with just a few clicks. Log into your business insurance account at farmers.com, update your policy and billing preferences to paperless and boom! Quick. Convenient. Makes business sense to me.