Ryan J Bowen

Today we celebrate the dads who lead with strength, kindness and dedication. Wishing you a happy Father's Day!

How much of one stock is too much? See how concentrated equity positions could influence your finances and how you can strategize to manage their impact:

Concentrated equity risk: Is it time to break your concentration? raymondjames.com

To help create an effective retirement income plan, you should know these six things about Social Security survivor benefits:

Social Security survivor benefits: 6 things to remember raymondjames.com

When building a tradition of giving, are some charitable vehicles too traditional? Explore the charitable choice between private foundations and donor advised funds:

Private foundation vs. DAF: Are you driving the right giving vehicle? raymondjames.com

We remember with gratitude those who made the ultimate sacrifice. Their legacy lives on.

An HSA is more than a way to pay for current healthcare costs. It can play a critical role in long term retirement planning when paired with a 401(k). The average 65-year-old today may need more than $172,000 for healthcare expenses in retirement, yet many employees have not accounted for this in their savings strategy.
By using both an HSA and a 401(k), employees can strengthen their financial future. Those who take advantage of this combination tend to save more, feel more confident about retirement, and are less likely to tap into their savings early. Together, these benefits create a more complete approach to preparing for both everyday needs and future healthcare costs.

HSA users save 23% more in retirement accounts than non-HSA users. fidelityworkplace.com

A health savings account offers unique tax advantages that can make it a powerful addition to your retirement strategy. Discover how thoughtful planning can help you maximize its long-term potential:

How an HSA can be a powerful investment and retirement tool raymondjames.com

Peace of mind comes from knowing your affairs are in order. An heir preparation packet helps loved ones navigate key responsibilities with clarity and confidence during a difficult time. Learn what belongs in yours:

Ensure peace of mind with an heir preparation packet raymondjames.com

Marriage brings exciting new possibilities, and likely shared financial responsibilities. Consider these nine tips to work toward a strong financial future together:

Infographic: Money and marriage raymondjames.com