Lynam Insurance

Fall is here! 🍂🌻🍁🎃 And aside from Christmas, it’s hands-down our favorite season to decorate for! There’s just something about the cozy colors, pumpkins, and all the little touches that make this time of year so special. 🍁

🍂 Happy Fall! As we enjoy crisp mornings, colorful leaves, and cozy nights, it’s also a great time to make sure your insurance is ready for the season. From your home and vehicles to outdoor equipment and recent purchases, give us a call to make sure you’re covered before winter arrives! 🍁

🎉 The incredible lady on the right is celebrating not one but two big milestones today! It is her birthday AND last Friday was her third work anniversary with us and we could not think of a better reason to celebrate. She is a wonderful part of our team and we are so lucky to have her. Help us show her some love in the comments! 🥳🎂

🚗 Common Car Insurance Coverages Explained

Do you know what your car insurance actually covers? Here’s a quick breakdown of some of the most common coverages:
• Liability: Helps cover injuries or property damage you cause to others in an accident.
• Collision: Helps pay to repair or replace your vehicle after a covered collision.
• Comprehensive: Covers certain non-collision damage, such as theft, hail, or falling objects.
• Medical Payments/PIP: May help cover medical expenses after an accident, depending on your policy and state.
• Uninsured/Underinsured Motorist: Helps protect you if you’re hit by a driver who has no insurance or not enough coverage.
• Gap Insurance: Can help cover the difference between what your vehicle is worth and what you still owe on your loan.

Every policy is different. If you’re not sure what you have or whether your coverage still fits your needs, give us a call. We’re happy to help you understand your coverage!

🔥 With heating season just around the corner now is the time to make sure your chimney is clean and ready to go before you light that first fire of the year! Creosote buildup inside your chimney is one of the leading causes of house fires and a good cleaning before the season removes that buildup and gives you peace of mind all winter long. If you are comfortable on a roof you can purchase a chimney brush kit and do it yourself, but hiring a certified chimney sweep is always the safest bet. Either way do not skip it, your home and your family are worth it! 🏠

Relying only on the life insurance provided through work may not give your loved ones the full protection they need. Making sure you’re fully covered gives you peace of mind today and leaves your family with security and stability in the future. Give us a call, we can help.

Today, we remember the lives lost, the families forever changed, and the heroes who showed extraordinary courage in the face of unimaginable tragedy on September 11, 2001. We will never forget. 🇺🇸

🚘 Think you’re an auto insurance pro? 🤔 From personal injury protection to gap coverage, there’s a lot of lingo to keep straight. Test your skills and see how much you really know - quiz link in comments!

Happy Labor Day! 🎉 As we celebrate the hardworking spirit of our Maine community, we want to extend our gratitude to all who contribute to making our state such a wonderful place to live and work. Enjoy a well-deserved break, and know that we're here to protect what matters most - today and every day. A reminder that we are closed today and we hope you have a safe and relaxing holiday! 🇺🇸

As we head into Labor Day weekend, summer may be winding down, but before you say goodbye to camp for the season, it’s time to get ready for Maine’s long winter. Drain and winterize plumbing to help prevent frozen pipes, store outdoor gear, clear the roof and gutters, and make sure doors and windows are secure. Don’t forget to unplug appliances, shut off utilities, and use rodent deterrents to help keep unwanted guests out. A little work now can mean a whole lot of peace of mind until spring!

Please note we will be closed Monday for Labor Day. See you Tuesday!