Baltimore Equitable Insurance

Is Baltimore Equitable Insurance legitimate? Yes, and it's not just our word for it. As of June 2026, we hold an A- (Excellent) rating from AM Best, the organization that's measured insurers' financial health since 1899. State and federally regulated. Independently reviewed every year. Built to keep its promises for more than 230 years. Read more: https://buff.ly/N0rommz

Homeowner. Condo owner. Renter. However you live, Baltimore Equitable Insurance offers a 100% refundable policy built for you. Same refundable deposit. Same promise. Your money still belongs to you. Learn more: 1794insurance.com

🏈 Game day is here! As we welcome the Ravens home for the season opener, we're proud to protect the homes of fans across the state. Let's go Ravens! 🏈

Home opener weekend is here! 🏈

As a proud Baltimore Ravens Small Business Partner, we're excited to kick off the season alongside a team that means so much to this city. From all of us at Baltimore Equitable Insurance, here's to a great season for Baltimore, and for every home, condo, and rental we're proud to protect. Go Ravens!

Homeowner. Condo owner. Renter. No matter which one you are, you shouldn't have to lose money on insurance you never use. Baltimore Equitable Insurance offers 100% refundable coverage for homeowners, condo owners, and renters alike. Same deposit model. Same refund. Every dollar you spend on coverage is still yours. Read more: https://buff.ly/w0JEKoK

Your deposit isn't just a promise — it's backed by a fund strong enough to refund every deposit we hold more than three times over.

The Maryland Insurance Administration, Pennsylvania Insurance Department, and AM Best review Baltimore Equitable Insurance every year, confirming our financial stability and making sure we can always make good on that promise.

That's the kind of strength that comes from doing this since 1794.

Read more: https://buff.ly/Es1ImPk

For as long as most of us can remember, homeowners insurance has worked the same way: you pay a premium every year, and every year, that money is gone.

What if it wasn't?

Baltimore Equitable Insurance has offered a different model since 1794 — you pay a deposit instead of a premium. When you no longer need the coverage, you get it back. All of it.

Your money still belongs to you. 100%.

See how it works: https://buff.ly/vwFNt2W

We are proud to help support the initiatives of Contractor Fraud Awareness Week. We recently created a new webpage that is full of information on how to report fraud, be on the look-out for roof scams, and much more. Visit our website for resources and please help spread the word on how to report insurance fraud: https://insurance.maryland.gov/Consumer/Pages/InsuranceFraudConsumer.aspx