Forefront
Discover Your Path to True Wealth with Forefront Wealth creation is a path paved with intention, strategy, and action.
Forefront is here to empower you to confidently arrive at TRUE WEALTH. What Does Financial Freedom Look Like For You? Your definition of True Wealth is your own and we are here to help you make it your reality. At the core of every True Wealth Statement is the freedom of time, money, and relationships to focus on what is important to you.
-TIME
-MONEY
-RELATIONSHIPS
We closely work with tech professionals, empowered women, pre-retirees and business owners to build TRUE WEALTH. Connect with one of our advisors to learn more about how you can build TRUE WEALTH below:
https://calendly.com/forefrontwp/virtual-coffee-meeting
Advisory services are offered through Forefront a DBA of Forefront Wealth Partners, LLC. Securities are offered through Calton & Associates, Inc., member FINRA and SIPC. Forefront is not owned or controlled by Calton & Associates, Inc.
The best financial advice rarely comes from one person knowing everything.
Over the last 10 years, one of the things we’ve built at Forefront is a community of advisors who are willing to share what they know.
Chris Marrone, CFP® joined Forefront five years ago. He already had his CFP® designation and several years of experience in the industry.
Since then, he’s worked alongside advisors with different areas of expertise and seen what happens when they bring that knowledge together for a client.
A complex tax question can bring another perspective into the conversation.
An equity compensation decision can involve someone who works extensively in that area.
A business owner preparing for a transition can benefit from experience beyond the advisor sitting across from them.
That’s why collaboration matters as Forefront has grown.
One advisor can have a strong relationship with a client while still having a community of people behind them to think through complex decisions, challenge assumptions, and bring additional expertise to the table.
After 10 years, that remains an important part of how Forefront serves clients.
Good people sharing what they know so clients can receive better advice.
09/23/2026
One of the hardest estate planning decisions may be deciding what fair looks like for your family.
You may have one child who is financially independent and another who will need greater financial support throughout their life.
One child may have spent their career helping build the family business while their siblings pursued careers elsewhere.
You may have already helped one child with college tuition or a down payment on a home.
These circumstances can make a simple equal division of your estate more complicated.
Equal distribution gives each beneficiary the same dollar amount or percentage.
Equitable distribution considers each beneficiary’s individual circumstances when deciding how assets should be divided.
Neither approach is automatically right for every family.
The important part is thinking through these decisions while you have the opportunity to consider your assets, your family’s circumstances, and what you want your estate plan to accomplish.
A financial advisor can help you evaluate those pieces together and coordinate with your estate planning attorney when it’s time to put the appropriate legal structure in place.
We explore the difference between equal and equitable distribution, along with questions to consider when dividing assets among heirs, in our latest estate planning guide.
Read the full guide:https://forefrontwealthpartners.com/equal-vs-equitable-distribution-in-estate-planning-how-to-divide-assets-among-heirs/
09/22/2026
Career changes don’t have to put your long-term financial goals on hold.
One of Melody’s clients recently navigated a career transition while managing market changes, planning for retirement, and making room for something she had been looking forward to: international travel.
Through all of those changes, we kept coming back to the plan.
We managed her RSUs and stock position with her larger financial picture in mind. We stayed disciplined through market volatility.
And we continued tracking whether the decisions she was making today supported the retirement she wanted later.
Today, she is officially on track to retire at age 60.
These wins are worth celebrating.
So is knowing that her long-term plan still has room for the life she wants to live along the way.
Next stop: Greece.
09/21/2026
Your estate plan may be one of the final love letters you leave your family.
Because an estate plan gives you an opportunity to leave clear instructions for some of the most important parts of your life.
You can name someone you trust to make medical decisions on your behalf if you’re unable to make them yourself.
You can choose who can handle your financial affairs if you become incapacitated.
If you have minor children, you can document who you want to care for them.
You can provide direction for the assets you’ve spent your life building, including property that may hold more sentimental value than financial value.
These decisions give the people you love something important: a clearer understanding of what you wanted.
An estate plan can communicate who you trust, who you want cared for, what you want for the assets you’ve built, and what matters to you when you aren’t there to explain it yourself.
The client should never be limited by what one advisor knows.
Ten years ago, Forefront started with a belief that still shapes how we work today: clients are better served when good people work together.
Chris Marrone, CFP®, sees that play out every day.
A client may come to us with a question that requires more than one area of expertise.
Their advisor may bring in another advisor, someone from the client service team, a CPA, an attorney, an estate planner, or another professional who understands that particular situation.
There are more people thinking about the problem. More experience to draw from. More opportunities to find the right answer.
As Chris puts it, “Having a team and working together in unison is super powerful.”
That means our advisors don’t have to pretend they know everything.
When a complex situation comes up, they can say, “I don’t know the answer yet,” then find the person who does and work together.
For our clients, that means there’s a whole team behind the relationship.
After 10 years, that spirit of collaboration remains one of the things we value most at Forefront.
We’ve built a community of people who are willing to share what they know, ask for help when they need it, and work together in service of the client.
Because the best answer doesn’t always come from one person. Sometimes it comes from the team around them.
09/16/2026
Creating a trust doesn't automatically mean your assets are in it.
A revocable living trust is a legal structure that can hold assets and provide instructions for how those assets should be handled.
But for the trust to control an asset, that asset generally needs to be formally transferred, or funded, into the trust.
That makes trust funding an important part of the estate planning process.
If you already have a trust, there are several pieces of your financial life worth reviewing:
• How your property is titled.
• The beneficiary designations on your retirement accounts and life insurance policies.
• Whether the appropriate assets have been formally titled in the trust's name.
• Whether your estate plan still reflects your current circumstances and wishes.
This is also where your financial advisor can work alongside your estate attorney.
At Forefront Wealth Partners, we help clients understand how their estate plan fits into their broader financial life and coordinate with estate attorneys, CPAs, and other professionals when needed.
Our Estate Planning 101 guide explains trust funding, beneficiary designations, asset titling, powers of attorney, and other fundamentals that can help you understand how the pieces of your estate plan work together.
Read the full guide: https://forefrontwealthpartners.com/estate-planning-101-a-comprehensive-guide-to-protecting-your-legacy/
09/15/2026
A backdoor Roth IRA can be the perfect strategy.
It can also be exactly the wrong move for someone who looks like the textbook candidate.
A high-income client had been making backdoor Roth contributions for years.
His income was too high to contribute directly to a Roth IRA, so the backdoor approach made sense on paper.
But there was another piece of the puzzle nobody had connected.
He already had significant pre-tax assets sitting in Traditional IRAs. That triggers something called the pro-rata rule.
This rule is the IRS formula that determines how much of a distribution is taxable when your IRA holds a mix of after-tax and pre-tax money.
In plain terms: it can turn what's supposed to be a tax-free backdoor Roth conversion into a partially taxable one.
Those Traditional IRA assets were held in annuity contracts that were still subject to surrender charges. So even restructuring those accounts to fix the pro-rata issue would have triggered avoidable costs.
The strategy wasn't wrong. The context around it was.
So what did we do?
We stopped.
Not forever, just until the pieces could actually align.
We paused the backdoor Roth contributions, redirected those savings toward maxing out his 401(k), and built a plan to revisit the strategy once the surrender restrictions expire.
Fair does not always have to mean equal in estate planning.
Dividing your estate equally among your children may sound like the fairest approach.
But equal and equitable are two different ways to think about your estate plan.
Equal distribution means each beneficiary receives the same dollar amount or percentage of your estate.
Equitable distribution considers each beneficiary’s circumstances and how different assets fit into their lives.
Consider a family with three adult children and a family business.
One child has spent their career working in the business. The other two have built careers elsewhere and aren't involved in its operations.
These are conversations worth having before your estate planning documents are drafted or updated.
A financial advisor can help you look at your assets and goals, consider different distribution approaches, and coordinate with your estate planning attorney to put the appropriate legal documents in place.
When you think about leaving assets to the next generation, what does fair mean to you?
An equal plan might leave each child with one-third ownership of the company.
An equitable plan could leave ownership and control of the business to the child who is actively involved while providing the other children with life insurance proceeds or other assets of comparable, though not necessarily identical, value.
Both approaches require you to make decisions about what you want for your family.
The question is whether you want each beneficiary to receive the same amount, or whether their individual circumstances should influence how you divide your assets.
Ten years of Forefront is ultimately a story about trust.
When Aspen West, CFP®, was deciding where she wanted to build the next chapter of her career, she asked herself a deeply personal question:
“Which firm would I stake my family’s future on? Which firm would I trust my kids’ future with?”
Her answer was Forefront.
Aspen saw something in Eric that has shaped this firm from the beginning: he leads with heart.
He cares deeply about how we show up for our clients, our team, our families, and the people who count on us. That people-first approach is also what made Aspen feel like she had found a kindred spirit in Eric and a home at Forefront.
Ten years in, that kind of trust means a lot to us.
We’re proud of the business we’ve built. We’re even more grateful for the people who have trusted us with their careers, their families, and their futures along the way.
Here’s to the people who made the first ten years of Forefront possible, and to everything we’re still building together.
09/09/2026
Your will may not determine who inherits everything you own.
Different assets can transfer in different ways, which is why your will is only one part of your estate plan.
For example:
• Retirement accounts, life insurance policies, and annuities generally transfer according to the beneficiary designations on the account or policy.
• Property owned jointly with rights of survivorship generally passes directly to the surviving owner.
• Your will generally directs the distribution of assets that do not transfer through another method.
• A trust generally controls the assets that have been formally transferred into it.
This is why it’s important to look at your estate plan as a whole.
Your beneficiary designations, asset titling, will, and trust should work together so your assets transfer according to your intentions.
Our Estate Planning 101 guide explains how these pieces work together and covers other fundamentals to consider when building or reviewing your estate plan.
Read the full guide,
https://forefrontwealthpartners.com/estate-planning-101-a-comprehensive-guide-to-protecting-your-legacy/
Click here to claim your Sponsored Listing.
Category
Contact the business
Address
7500 Rialto Boulevard
Austin, TX
78735
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |