Loans From Troy

What if buying a home this fall came with a little extra breathing room? 🏡

Go under contract by September 25, and we’ll cover the cost to lower your interest rate by 1% during your first year.

That means a lower first-year mortgage payment and more room in your budget for everything life brings.

Want to know what your savings could look like? Let’s talk!
📲 512-785-3561
🌐 LoansFromTroy.com

One of the best ways to teach kids about money is to let them participate in the decisions. 💰

When children can see their savings grow—and have to decide whether something is worth spending their own money on—they begin to understand that every purchase has a cost. Even something as simple as buying boba can become a lesson in saving, spending and making thoughtful choices!

How do you help your kids learn about money?



Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

Back-to-school season is expensive enough. Your first year of homeownership could cost a little less. 🏡✏️

Go under contract by September 25, and we’ll cover the cost to lower your interest rate by 1% during your first year.*

Ready to make your move? Let’s get you home!
📲 512-785-3561
🌐 LoansFromTroy.com

You don't need a traditional W-2 to qualify for a mortgage.
The process is simply different.

Mortgage lenders often look at:
📊 Tax returns
📈 Business performance
💼 Profit and loss statements
🏦 Bank statements (depending on the program)

Many business owners assume they won't qualify because their income doesn't look "traditional."
The reality?
Your income counts.
It just may be documented differently.
If you've been putting off homeownership because you're self-employed, let's talk through your options.

A check from your mortgage company isn’t a Christmas present. 👀

It could be an escrow surplus refund—and before you spend it, it’s important to understand why you received it and whether your taxes or insurance have changed.

Otherwise, you could be surprised by an escrow shortage and a higher mortgage payment later.

When in doubt, call your mortgage servicer and ask questions. Protect yourself before depositing or spending the money!


Jena Dubon Realtor SecurityNational Mortgage Company - Lonestar Region

🏡 Think homeownership isn't an option for you?
You might be surprised.
Many people don't realize that having an ITIN may not automatically prevent them from buying a home. Depending on the loan program and individual qualifications, there may be mortgage options available.
The biggest mistake? Assuming you don't qualify without ever exploring your options.
Homeownership starts with a conversation and understanding what's possible for your situation.
If you've been wondering whether buying a home could be within reach, we're here to help you learn more.
📩 Send us a message to explore your options.