American Insurance Group

American Insurance Group comprises a team of independent insurance brokers. We collaborate with all of the leading Medicare companies to identify the optimal plan for your needs. Our non-affiliation with any single provider enables us to select from the entire market of available products and recommend the most suitable one for you. Should you have any inquiries pertaining to Medicare, please do not hesitate to contact us today.

Here is what you need to know 1-3 months before you turn 65 -

Your Initial Enrollment Period (IEP) is underway. This is the seven-month window when you can enroll in Medicare. It runs from three months before the month you turn 65, through your birthday month to three months after the month you turn 65. If your birthday is on the first of the month, your IEP begins four months before you turn 65 and ends 2 months after the month you turn 65.

If you have questions about Medicare, feel free to reach out!

Are you turning 65 soon? Curious about when you have to apply for Medicare?

Reach out and I'll be happy to answer all questions you have about Medicare. We can discuss eligibility dates, deferring payment, and how long you can stay on your employee-sponsored health plan.

[email protected]
215-630-3190

https://sfgmembers.wistia.com/medias/h4emvunkfi

Curious if purchasing an annuity is right for you? Reach out and I'll be happy to see if it makes sense for you.

MNL Income Planning Annuity - fixed index annuity

Have you been thinking about getting or increasing your life insurance?

Reach out and I can help get you covered!

Curious if your Medicare Advantage plan is right for you?

We have just entered the Open Enrollment Period (OEP). OEP allows you to change your Medicare Advantage plan until March 31st.

Reach out if you would like to explore all the Medicare Advantage plans available to you!

This is a great article that explains more about OEP:

Medicare Advantage Open Enrollment Period - Humana Medicare Advantage enrollment allows members to switch plans. Learn more about the Medicare advantage open enrollment period with Humana.

What's the difference between Medicare Supplement plans and Medicare Advantage plans?

Check out this article for an explanation of Medicare Supplement plans and Medicare Advantage plans.

Medicare Advantage 2023 Spotlight: First Look For 2023, the average Medicare beneficiary has access to 43 Medicare Advantage plans and can choose from plans offered by nine firms. Among the majority of Medicare Advantage plans that cover presc…

Check out this article on 2023 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs.

https://www.cms.gov/newsroom/fact-sheets/2023-medicare-parts-b-premiums-and-deductibles-2023-medicare-part-d-income-related-monthly

We are currently in the Annual Enrollment Period for Medicare until 12/7. This means you can change your Medicare plan for 2023.

Are you currently enrolled in Medicare?
Curious if your plan is the best fit for you?
Curious what's new for Medicare in 2023?
Need to enroll in Medicare for the first time?

Feel free to reach out and I'll be happy to help!

What is the Medicare Annual Enrollment Period?

The Medicare Annual Enrollment Period – AEP for short – is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on January 1.

Check out this info from Unitedhealth Group for more info:

What Is the Medicare Annual Enrollment Period? The Medicare Annual Enrollment Period is a set time each year for changing your Medicare coverage. Learn about what to do with your Medicare plan during the fall.

!!A new act was just passed that affects ALL individuals on Medicare in 2023!!

The Inflation Reduction Act includes new protections against high out-of-pocket costs for Medicare beneficiaries by adding a $35 out-of-pocket cap on insulin costs for Medicare beneficiaries starting in 2023. The Inflation Reduction Act eliminates Cost Sharing for Adult Vaccines Covered Under Part D and Improve Access to Adult Vaccines in Medicaid and CHIP

Read more here: https://www.kff.org/policy-watch/medicaid-and-the-inflation-reduction-act-of-2022/ #:~:text=The%20Inflation%20Reduction%20Act%20includes,Medicare%20beneficiaries%20starting%20in%202023.

Is your Medicare plan the best for you?!

October 7 starts the Annual Open Enrollment period for Medicare. This means you can make changes to your existing Medicare plan. Each year there are new plans with new perks.

Reach out now to learn what's new for 2023 and we can make sure to find the best plan for YOU!

Contact Info:
[email protected]
215-630-3190