Atlanta Pro Realtor- Abigail Whitlock

🏡 It’s 2025, and a new year is the perfect time for fresh starts and big moves—literally! ✨ Whether YOU’RE looking to buy or sell, or you know someone who is, I’m here to guide you or them every step of the way. Let’s make your real estate goals a reality this year—send me a message to get started!

If you’ve been on the fence about wanting to move, but worried about interest rates, this is a good read for you! As always, reach out to me for any of your real estate questions!🏡

💥The Federal Reserve Board cut interest rates by 0.5% Wednesday, the first drop in more than four years 🙌🏻. This does not directly correlate with mortgage interest rates, but mortgage rates have been dropping in recent weeks in anticipation of the Fed’s move, with 👉🏻more cuts expected later this year and beyond. Last week, the average 30-year fixed mortgage rate dropped to 6.2%, down from 6.35% the week before and from 7.18% the same time last year. The 6.2% average is the lowest since February 2023, Freddie Mac reported. Wednesday’s cut could fuel more mortgage rate drops and ease some of the gridlock in the housing industry. For the last two years, many buyers have been on the sidelines waiting for better rates. 👉🏻The National Association of REALTORS® recently projected that the average 30-year, fixed mortgage rate could dip to 5.9% by the end of the year. The Fed has signaled the possibility of a combined 0.5% drop later this year and the potential for a full 1% drop in 2025. Due to the already low mortgage rates compared to spring, 👉🏻the purchasing power for home buyers has been lifted by around $50,000 for those with a $2,000 monthly mortgage payment budget🙌🏻. Consumers who were priced out due to earlier higher mortgage rates could now be back in the market. The recent decline in mortgage rates is contributing to the momentum toward normalization and unleashing the housing market potential in the next few years.
*(above article and quote selections taken from Atlanta Agent Magazine)

These ideas, categorized from low to high effort, can help you save on utility bills as we enter the colder months.

So, before you set that thermostat too high, check out these winter energy-saving tips to help keep your home toasty without breaking the bank. Many of these tips can help you save money and use less energy all year long.
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You need a Realtor who understands the shifting market. Reach out to me with any of your residential or commercial real estate questions. I’m always happy to help!

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