JUST WYNN

If your score is stuck, it’s usually one of these 3:

𝗨𝘁𝗶𝗹𝗶𝘇𝗮𝘁𝗶𝗼𝗻
Keep balances low (under 30%… under 10% is even better)

𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗵𝗶𝘀𝘁𝗼𝗿𝘆
Late payments hit hard — consistency is everything

𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆
Not all collections should be handled the same. Sometimes paying isn’t the “best” move until you have a plan.

Want a quick plan based on your situation?

📩 DM 𝗦𝗖𝗢𝗥𝗘 and I’ll tell you the top 2 moves to focus on first.

Most people want business funding… but your 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗰𝗿𝗲𝗱𝗶𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗿𝗶𝗱𝗴𝗲.

Here’s the truth:

New businesses usually don’t have enough history

So lenders look at the owner’s credit to judge risk

Your score + utilization + lates can decide approvals before they even look at the business

If you’re trying to get funding this year, we need to fix the foundation first.

✅ Comment 𝗕𝗥𝗜𝗗𝗚𝗘 and I’ll send you the roadmap from score → funding.

Be careful when you say, “I only have a couple negative items on my credit!” 𝙊𝙉𝙀 negative item can KILL your score for sure‼️
Doesn’t matter how much you owed on the account, the reporting is the issue! 𝙉𝙀𝙑𝙀𝙍 underestimate one negative item! It could be the difference between you getting approved or denied‼️ MESSAGE me for more info🤗

Credit Tip 💳💸

Credit Card payment trick.

Pay half of your payment 15 days before the due date then pay the remaining half 3 days before the due date.

You trick the system into thinking you made two full payments which helps boost your score.

Tested & proven‼️

Negative Items Hurting Your Credit Score? Free Negative Summary Report. Let Us Help you With Your Credit.

📧 [email protected]

ʜᴏᴡ ᴛᴏ ʙᴜɪʟᴅ ᴄʀᴇᴅɪᴛ ɪɴ 6 ᴇᴀꜱʏ ꜱᴛᴇᴘꜱ

1. ꜱᴛᴀʀᴛ ᴡɪᴛʜ ᴀ ʀᴇᴠɪᴇᴡ ᴏꜰ ʏᴏᴜʀ ᴄʀᴇᴅɪᴛ ʀᴇᴘᴏʀᴛꜱ
(ᴡᴇ ᴅᴏ ᴛʜɪꜱ ꜰᴏʀ ʏᴏᴜ)

2. ᴄᴏɴꜱɪᴅᴇʀ ᴀ ᴄʀᴇᴅɪᴛ ᴄᴀʀᴅ
(ᴡᴇ ɢᴜɪᴅᴇ & ᴇᴅᴜᴄᴀᴛᴇ ʏᴏᴜ ᴛʜʀᴏᴜɢʜ ᴛʜɪꜱ ᴏɴ ᴀɴ ᴀꜱ ɴᴇᴇᴅᴇᴅ ʙᴀꜱɪꜱ)

3. ʟᴏᴏᴋ ɪɴᴛᴏ ᴀ ᴄʀᴇᴅɪᴛ-ʙᴜɪʟᴅᴇʀ ʟᴏᴀɴ
(ᴡᴇ ʜᴀᴠᴇ ᴍᴜʟᴛɪᴘʟᴇ ᴄʀᴇᴅɪᴛ ʙᴜɪʟᴅɪɴɢ ᴏᴘᴛɪᴏɴꜱ)

4. ᴜꜱᴇ ᴛʜᴇ ᴀᴜᴛʜᴏʀɪᴢᴇᴅ ᴜꜱᴇʀ ꜱᴛʀᴀᴛᴇɢʏ
(ᴡᴇ ᴀʀᴇ ᴋɴᴏᴡʟᴇᴅɢᴇᴀʙʟᴇ ᴏɴ ᴛʜɪꜱ ᴘʀᴏᴄᴇꜱꜱ)

5. ᴘʀᴀᴄᴛɪᴄᴇ ʀᴇꜱᴘᴏɴꜱɪʙʟᴇ ᴄʀᴇᴅɪᴛ ʜᴀʙɪᴛꜱ
(ᴡᴇ ᴛᴇᴀᴄʜ ʏᴏᴜ ᴛʜɪꜱ)

6. ʙᴇ ᴘᴀᴛɪᴇɴᴛ
(ᴀ ɢᴏᴏᴅ ᴄʀᴇᴅɪᴛ ꜱᴄᴏʀᴇ ᴅᴏᴇꜱɴ’ᴛ ʜᴀᴘᴘᴇɴ ᴏᴠᴇʀɴɪɢʜᴛ)

ʜᴏᴡᴇᴠᴇʀ, ɪꜰ ʏᴏᴜ ꜱᴛɪᴄᴋ ᴡɪᴛʜ ᴛʜᴇ ᴘʀᴏᴄᴇꜱꜱ ᴀɴᴅ ᴇᴀʀɴ ɢᴏᴏᴅ ᴄʀᴇᴅɪᴛ ꜱᴄᴏʀᴇꜱ, ᴛʜᴇ ᴇꜰꜰᴏʀᴛ ᴄᴀɴ ᴘᴀʏ ᴏꜰꜰ ɪɴ ᴛʜᴇ ᴇɴᴅ. ᴛʜᴇ ʟɪꜰᴇᴛɪᴍᴇ ᴠᴀʟᴜᴇ ᴏꜰ ᴇxᴄᴇʟʟᴇɴᴛ ᴄʀᴇᴅɪᴛ ᴄᴀɴ ʙᴇ ᴡᴏʀᴛʜ ᴛᴇɴꜱ ᴏꜰ ᴛʜᴏᴜꜱᴀɴᴅꜱ ᴏꜰ ᴅᴏʟʟᴀʀꜱ, ᴀɴᴅ ᴘᴇʀʜᴀᴘꜱ ᴇᴠᴇɴ ᴍᴏʀᴇ.

Y'all better read this Free Game 🎯

🗣️Listen up!

🔥If a credit card is in good standing and it has more than 2 years of age, do not cancel the card.

🤑Make sure you secure another credit card prior to cancelling with better terms (limit, apr, rewards, etc).

I still say don't cancel the card until you have multiple and out of the subprime credit range.

💥Keep in mind you are paying the card off by the statement date with 8% or less only reporting.

🔥Statement date is the date including the amount that is reported to the credit bureaus.

🔥Pay by this date 5-7 business days to ensure your payment has posted and cleared.

🔥Keeping these habits will help you advance your credit history.

Don't know your statement date 🤔

Call your creditor not me 😭 lol just kidding

I gave y'all the game now it's up to you to EXECUTE IT ‼️

🗣️🗣️It’s Not to Late To Receive Covid Relief Tax Credit if you filed in 2021 & was affected by Covid you still can file Amend Return to receive the credit☺️

If you haven’t file your 2021 tax return you still eligible to receive this credit.

Don’t Leave Money on the Table!!

Credit 💳 Tip 🗣

Never verify your Name, DOB, SSN, or Address to any debt collectors over the phone. A collection agency can only collect on a debt that they have validated. Respond by saying contact me at the address you have on file. Then ask them to cease and desists ALL CALLS.

Then HANGUP ✌🏾🗣

We're now acceptng new clients for this tax sesaon!!
We are giving out estimates & advances up to $9500!!

Get Same day Tax Advances!

Bonus Referrals $100 until Feb 28. 2023 there after $50 referrals

✈️Enter to win FREE trip for 2 🏖

🇺🇸Yes we service we are natonwide virtually🇺🇸
☑️Intake Questionaire
https://www.cognitoforms.com/SWTaxService1/_2022SWTaxServiceClientQuestionnaire2