ECS Insurance Group

Why Buy Life Insurance on Children

Why Buy Life Insurance on Children When you become a parent, at some point you will be solicited to purchase life insurance on your children. But should you?

Things We Are Grateful for This Year

Things We Are Grateful for This Year There is no denying it. The last couple of years have been difficult for everyone. A global pandemic has gripped the globe, politics have become ever more divisive, and the economy struggles to return to normal.

What to Avoid When Switching to Medicare from the Public Health Exchange

What to Avoid When Switching to Medicare from the Public Health Exchange If you have health insurance coverage through the Public Health Exchange, you must switch to Medicare when you approach 65. However, there are some things to be aware of before you do. Planning ahead will help you avoid any unnecessary fees or stress.

How to Host a Successful Virtual Holiday Party

How to Host a Successful Virtual Holiday Party This year, many families are still celebrating the holidays apart, but that doesn't mean your virtual gathering can't be memorable!

Is One of These Factors Keeping You from Seeking Life Insurance?

Is One of These Factors Keeping You from Seeking Life Insurance? For over 200 years, life insurance has protected families from the untimely passing of a loved one. And for just as long, many individuals have relied on mythical reasons not to purchase coverage of their own. Today we tackle the four primary reasons consumers do not purchase life insurance and why....

Ben Franklin: Father of Modern Insurance

Ben Franklin: Father of Modern Insurance As one of the preeminent founding fathers of the United States, Benjamin Franklin has been heralded with many great achievements. A few of his distinguished achievements include serving as the nation’s first Postmaster General, making significant discoveries regarding electricity, and inventing bi...

Who Invented Insurance Anyway?

Who Invented Insurance Anyway? In the year 1666, the Great Fire of London destroyed over 30,000 homes. Shortly thereafter, modern insurance as we know it was born with an upstart building and fire insurance company created by Nicholas Barbon.

Common Senior Micronutrient Deficiencies

Common Senior Micronutrient Deficiencies Maintaining a healthy diet is difficult for anyone. However, as we age, our appetites decline along with our activity levels. This often makes it difficult for seniors to get all the proper micronutrients they need for proper health. A deficiency in micronutrients (vitamins and minerals) can cause s...

The Art of Aging Well

The Art of Aging Well Oscar Wilde opined that “life imitates art far more than art imitates life” in his essay The Decay of Lying. His idea is that we, as humans, are able to appreciate the beauty in things around us when artists reveal their beauty to us.

Insure What? Celebrity Body Parts Insured

Insure What? Celebrity Body Parts Insured Insurance is a financial instrument to protect valuable assets. For most people, this means purchasing policies to cover such assets such as a home or vehicle. But for the athletes, entertainers, and musicians, their most important asset is themselves!

Using HSAs In Your Retirement Planning

Using HSAs In Your Retirement Planning Health savings accounts (HSA) can be a powerful tool when incorporated into your retirement planning. Too often HSAs are only considered for immediate or near-term medical costs. However, when used strategically, HSAs can provide years of benefits well beyond the current tax year.

6 Strange Insurance Policies You Can Buy

6 Strange Insurance Policies You Can Buy Practically anything is insurable – for a price. But whether an insurance company is willing to go through the hassle of drawing up an insurance contract for a one-off risk is another story. Shockingly, we found six exposures where there is enough interest from consumers that insurers have indeed ...