The Rothbloom Law Firm

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Should I reaffirm my mortgage? Should I reaffirm my mortgage?

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Should I sign a reaffirmation agreement? reaffirmation agreementa

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Howard Rothbloom and Adam Herring Honored for Pro Bono Work

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Georgia Garnishment Statute Found Unconstitutional | Rothbloom Law Firm An Atlanta federal court dealt a blow this week to Georgia debt collectors by finding that Georgia’s post-judgment garnishment statute violates both the U.S. Constitution and the Georgia Constitution. In an order entered on September 8, 2015 in Strickland v. Alexander, 12-CV-02735-MHS (N.D.Ga. 2012)…

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Paying Income Tax Debt: Chapter 13 Bankruptcy vs. IRS Installment Agreement | Rothbloom Law Firm Now that the April 15th tax filing deadline has passed, many tax debtors are facing the dilemma of how best to pay past due tax liabilities and are weighing the advantages of a chapter 13 bankruptcy repayment plan over an IRS installment agreement.

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How Long Does It Take to File Bankruptcy? | Rothbloom Law Firm Individuals filing or considering filing Chapter 7 or Chapter 13 bankruptcy are generally under overwhelming financial and emotional pressure. Understandably, they have many questions about the process and what to expect after the case is filed. Often among the first questions is “How long will this…

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Trials in Atlanta, Georgia Bankruptcy Cases | Rothbloom Law Firm Despite the best efforts of debtors, creditors, trustees, third parties, and their attorneys, disputes frequently arise in Chapter 7, Chapter 11, and Chapter 13 bankruptcy cases. Such disputes include objections by creditors to the dischargeability of a debt under Section 523 of the Bankruptcy Code…

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Filing Proofs of Claim in Atlanta, Georgia Bankruptcy Cases | Rothbloom Law Firm When an Atlanta, Georgia individual or business files a Chapter 7, Chapter 13, or Chapter 11 bankruptcy case, a lengthy process begins to determine whether and to what extent the debtor’s creditors will be repaid. For a creditor, the first step in that process is to file a “proof of claim”. A proof…

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Howard Rothbloom and Adam Herring Recognized as Preeminent Georgia Bankruptcy Attorneys |... Howard Rothbloom and Adam Herring of The Rothbloom Law Firm have been awarded AV Preeminent peer review ratings by Martindale-Hubbell. An AV rating indicates that an attorney meets the highest standards of ethics and legal skill. It is “a testament to the fact that a lawyer’s peers rank him or her a…

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Why Won’t the Bank Take My House? | Rothbloom Law Firm Chuck Klosterman, ethics columnist for the New York Times, recently addressed the question of whether it is ethical for a homeowner to remain in their residence while their mortgage lender spent years foreclosing on the property. Setting the ethical question aside, this scenario has not been an unco…

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Metro Atlanta Foreclosures In Decline | Rothbloom Law Firm The housing crisis sparked by the Great Recession resulted in a massive spike in foreclosures in the Atlanta, Georgia metro area. At the height of the crisis in 2010, there were more than 13,000 foreclosures per month. However, foreclosures have recently plummeted to pre-recession levels amid rising…