American Way Insurance

Why didn't the officer issue a citation to the person who hit my car in the parking lot??

This is because the only traffic laws enforceable on private property are hit and run, DUI and reckless driving. If one of these 3 things did not occur, then the officer documents the vehicle damage and what both parties said. Then, the rest is up to the insurance company.

Georgia Cell Phone Driving Laws and Texting While Driving Laws

In the state of Georgia, there is currently no law prohibiting the use of handheld or hands-free cell phones while driving, except for school bus drivers and drivers under the age of 18. However, there is a texting while driving law in Georgia that prohibits texting on any device when drivers are behind the wheel. This law applies to all Georgia drivers and is a primary offense. Violators are subject to a $150 fine in addition to receiving one point against their driving record.

Georgia Penalties for Driving Without Car Insurance
If you are caught driving without car insurance in the state of Georgia, the Georgia Department of Revenue is required by law to suspend and/or revoke the registration of your vehicle. To cancel the suspension, you must pay the $25 lapse fee and a $60 reinstatement fee. This penalty applies for a first time occurrence. It’s important to remember that driving a vehicle with a cancelled, suspended or revoked registration in Georgia is a misdemeanor.
•Penalties for a second occurrence of suspended registration include:
◾Suspension of vehicle’s registration for 90 days after 2nd occurrence during any five year period
◾Owner must obtain and keep continuous Georgia liability insurance coverage on the vehicle for it to be reinstated
◾Pay a $25 lapse fee, a $60 reinstatement fee plus any vehicle registration fee and ad valorem taxes that may be due if it is during their registration period
◾Suspension of driving privileges for 90 days after the registration was suspended

•Penalties for a third or subsequent occurrence of suspended registration include:
◾Suspension of the vehicle’s registration for six months for a third or subsequent occurrence within any five year period
◾Owner must obtain and keep continuous Georgia liability insurance coverage on their vehicle
◾Pay a $25 lapse fee, a $160 reinstatement fee plus any vehicle registration fee and ad valorem taxes that may be due if it is during their registration period
◾Suspension of driving privileges for six months after the registration was suspended

A driver can also be considered a high-risk if he or she falls into one of these categories:

Newly Licensed driver
Young/Teen driver
Elderly driver (70 years or older)
Have no prior auto insurance coverage

Poor credit history
Live in a high-risk area
Has multiple traffic violations
Involvement in car accidents

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American Way Insurance is seeking Property & Casualty licensed Insurance Agents who are motivated to succeed and provide top quality service to our customers.

We have clearly defined the key metrics needed to be successful for the Property and Casualty Licensed Insurance Agent which include:
* Be self-motivated.
* Develop excellent product knowledge.
* Maintain a positive attitude.
* Be able to develop an excellent rapport with customers.
* Have exceptional listening skills.
* Have a strong desire to succeed.
If this is you, you have the ability to join the ranks of the Top Performing Property and Casualty Licensed Insurance Agents across the country by dedicating yourself to setting goals and remaining committed to the success of your career!

Property and Casualty Licensed Insurance Agent Job Responsibilities:
* Receive inbound calls from customers interested in purchasing an auto insurance policy.
* Interact with customers to detect their insurance needs.
* Quote and bind policies.
* Remain updated with underwriting guidelines.
Hours of Operation: Monday - Friday, 9 a.m. to 9 p.m. and Saturday, 10 a.m. to 9 p.m. A set, consistent schedule will be in place with up to 40 hours per week scheduled

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