Gary Foutner

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With Mortgage Rates Climbing, Now’s the Time To Act

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Here’s a look at the projections from Freddie Mac for this year:

>>Q1 2022: 3.4%
>>Q2 2022: 3.5%
>>Q3 2022: 3.6%
>>Q4 2022: 3.7%

As the numbers show, this jump in rates is in line with the expectations from Freddie Mac. And what they also indicate is that mortgage rates are projected to continue climbing throughout the year. But what does that really mean for you?

As rates increase even modestly, they impact your monthly mortgage payment and overall affordability. If you’re looking to buy a home, rising mortgage rates should be an incentive to act sooner rather...

With Mortgage Rates Climbing, Now’s the Time To Act Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t entirely unexpected. Expert...

Achieving the Dream of Homeownership

With a trusted real estate advisor at your side, you can begin your journey toward homeownership by answering the questions below.

>>Where Do I Start?
The process of buying a home is not one to enter into lightly. You need to decide on key things like how long you plan on living in an area, how much space you need, what kind of commute works for you, and how much you can spend. Then, when you decide you’re ready to buy, you’ll need to apply for a mortgage.

>>How Do I Save Enough for a Down Payment?
According to Business Insider, automatic savings can bring you one step closer to achieving your target down payment. Before you know it, you’ll have enough for a down payment if you’re disciplined and thoughtful about your process. And the best part is, you may need to save less for your down payment than you think. Your agent and lender can help you understand...

Achieving the Dream of Homeownership Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish.

Two Ways Homebuyers Can Win in Today’s Market

If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market.

>>Act Early and Save
The earlier you act this year, the more affordable your purchase will be. That’s because experts project mortgage rates and home prices will rise as we move deeper into 2022. That means the longer you wait, the more it will cost you to buy a home. Instead, act early and purchase your home before rates and prices rise further. Not to mention, the sooner you buy, the sooner you can experience the benefits of continued home price appreciation yourself. Once you have your home, you’ll be able to watch its value rise, giving you confidence that your investment is a sound one.

>>Buy...

Two Ways Homebuyers Can Win in Today’s Market If your goal is to purchase a home this year, you might be looking for any advantage you can get in today’s sellers’ market. While competition is still fierce for homebuyers, there are ways you can win and secure the home of your dreams, even in a hot market.

Small bathrooms are ideal spaces to go all out on design.

30+ Small Bathroom Design Ideas Small bath? Big design and decor opportunity! Grab inspiration from these gorgeous-yet-tiny washrooms.

Feeling like it’s time for a home refresh?

Sellers, Boost Your Summer Curb Appeal with These 5 Easy Tips! Feeling like it’s time for a home refresh? Take your summer curb appeal to the next level with these five easy projects!

Win-win! 💪 Whether you're buying OR selling, the real estate market is booming! 🔥

With a low supply of homes for sale, sellers are finding quicker sales and fetching higher offers.

More than 8 of 10 Homes Sold at or Above List Price Buyers aren’t lingering either: A quarter of sellers said they had five or fewer showings before going under contract, a new survey shows.

The secret to getting your bathroom remodel or redesign to look just as you imagine it is to find your style.

Bathroom Design Ideas: What's Your Style? If you're looking for some bathroom design ideas, we’ve got you covered! From vintage to modern, here’s the low-down on six popular bathroom styles.

Kids' toys and clothes can fill their closets with clutter. Take control with these easy organizing ideas.

15 Ways to Organize Your Kid's Closet

Demand from buyers is so high that homes are FLYING off of the market. If you are ready to sell your home, contact me today! 🥑📈