Dodson Realty Group

🏡 Real Estate Market Update...
What Buyers & Sellers Need to Know Right Now.

The market is shifting...and that means opportunity for both buyers and sellers🙌🏾

Buyers:
Inventory is slowly improving, which means you have more options and a little more breathing room to make decisions. While interest rates are still a factor, many sellers are becoming more flexible...offering concessions, rate buydowns, or closing cost assistance. This could be your moment to step into homeownership with the right strategy.

Sellers:
Homes are still selling...but pricing and presentation matter more than ever. Buyers are savvy and selective, so the homes that are well-priced, well-marketed, and move-in ready are the ones winning. The good news? Serious buyers are still out there and ready to act.

What This Means:
We’re in a more balanced market...no longer the frenzy of the past, but still full of opportunity if you know how to navigate it.

If you’ve been thinking about buying, selling, or just want to understand what this means for your situation, let’s talk. Your next move deserves a smart plan.

📩 Message me anytime!

Tracey - Real Estate Agent
678-687-6400

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MORTGAGE RATES

As of today, September 17, 2025, the average interest rate for a 30-year fixed mortgage is around 6.24% to 6.25%, though this can vary significantly by lender, loan product (fixed, ARM, FHA, VA), and your personal financial qualifications.

For example, a 15-year fixed-rate mortgage might be around 5.125% to 5.47%, with adjustable-rate mortgages (ARMs) having different initial rates.

Sample Mortgage Rates
30-Year Fixed: Around 6.25%
15-Year Fixed: Around 5.125% to 5.47%
5-Year Adjustable-Rate Mortgage (ARM): Around 5.50%

Factors Influencing Your Rate
Credit Score: A higher credit score generally leads to a lower interest rate.
Down Payment: A larger down payment can also result in a lower rate.
Loan-to-Value (LTV) Ratio: This is the amount of money you borrow compared to the value of the home.
Loan Type: Different loan products, such as FHA or VA loans, can have different rates.
Points: Paying for discount points can lower your interest rate.
Lender: Rates can vary from one financial institution to another.
Next Steps

To find the best mortgage rate for your situation, you should: CALL ME,

Tracey Dodson
Real Estate Agent
678-687-6400
[email protected]

Buying a Home for the first time?
Let me help!

Ask me about this lovely 5 bedroom, 3 bath home for sale.

* FOR SALE* Calling all buyers & buyers agents. Welcome to this spacious 5-bedroom home in the desirable Shoal Creek Community! Shoal Creek is a gated community located in Hampton, Georgia offering a range of amenities, including a community playground, fitness center, sidewalks, and streetlights. The seller has kept this home in pristine condition. This Lovely home features a Guest Suite on the Main Level. This home offers a versatile floor plan with room for everyone. Enjoy an open-concept living area on the main floor. The heart of the home boasts granite countertops, stainless steel appliances, and sleek cabinetry. The spacious island is perfect for meal prep or casual dining. Escape to your private oasis, featuring a spa-like bath with a separate shower and soaking tub, dual vanities, and a large walk-in closet. At the end of the day, you can retreat to a quiet FENCED backyard with a spacious patio. Only asking: $370,000 Furniture for sale optional purchase #atlantarealestateagent #hamptonhomes #hamptonrealestate #hamptonhairstylist #hampton #hamptonga #modelhome #interiordesign #firsttimehomebuyer #cashbuyers #investmentproperties Exclusively listed by: Tracy Dodson, Classic Homes Realty

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