EFCU

Banking scams are getting smarter — but so can you. Learn how to recognize common fraud alerts, avoid phishing texts and calls, and protect your accounts with simple steps. Read our quick guide and stay one step ahead: https://wix.to/3rVYsCC

Refer a family member. Support our community. From June 1, 2026, through September 30, 2026, EFCU will donate $100 to Community Table, a nonprofit that provides food assistance and support services to families in need in the northern metro Denver area, for every referred family member who opens both a Savings and Checking account at EFCU. Learn how at https://www.electricalfcu.org/member-referrals 🥫

We want members and their families to build a stronger financial foundation. Start with five clear goals: 1) Save an emergency fund. 2) Create a realistic monthly budget. 3) Pay off high‑interest debt. 4) Start investing early. 5) Build consistent money habits. Read the short guide to practical steps and examples for each goal. Visit the full article to get started and protect your family’s finances. https://wix.to/KKwTLe5

The First 5 Financial Goals Everyone Should Set Money can feel overwhelming when you don’t know where to start. Between budgeting advice, investing tips, debt strategies, and endless “financial guru” opinions online, it’s easy to feel stuck before you even begin.

We offer High Voltage Dividend/Reward Checking — automatically eligible for current checking accounts. Earn dividends when you: enroll in eStatements, post 13+ debit card transactions per month, and receive $300+ in monthly direct deposits. Rates (when qualified): 0–$4,999.99 = 3.35% (APY 3.40%); $5,000–$9,999.99 = 2.35% (APY 2.38%); $10,000+ = 0.50% (APY 0.50%). Dividends compound daily and credit monthly only if qualifications are met. Membership required. Learn more or open an account today: https://wix.to/HvgMsAI

Power Up Your Finances with High Voltage Checking Have you heard about our High Voltage Dividend/Reward Checking—a simple way for our members to earn dividends on their everyday checking account.

Thinking about a better way to manage your money? Discover why joining a credit union could be the smart move—better rates, lower fees, and member-first service tailored for Colorado labor union families. Read our quick 3-minute guide to the benefits and how to get started: https://www.electricalfcu.org/post/discover-the-credit-union-benefits-why-join-one-today

We help union families plan for seasonal costs like holidays, back-to-school, and trade tools. Follow this simple budget: list expenses, set priorities, build a savings buffer, and track spending each week. Learn more at https://www.electricalfcu.org/post/budgeting-without-the-boredom-a-real-life-guide-to-taking-control-of-your-money. We’re rooted in the Denver metro area and here for Colorado trade union members. Ready to join? Contact us today. 🔒💬

We support union families in the Denver metro area through lower loan rates (auto, personal, credit cards), higher savings/dividend rates, fewer and smaller fees than big banks, financial counseling, and skip-a-payment programs during holidays, hardship or strikes. Join EFCU and put membership dollars to work for your community and family. Learn how our founding union ties guide these programs: https://www.electricalfcu.org/post/efcu-services-colorado-labor-union-members
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EFCU will be closed on Monday, January 2, 2023 in observance of New Year's Day. We wish you happiness and prosperity in 2023.