Valorem Financial

We are BEYOND excited to welcome you! 🥳

Celebrate Valorem Financial's new location on August 10th at 4:00 pm! RSVP here: https://business.arvadachamber.org/events/Details/ribbon-cutting-valorem-financial-1852657?sourceTypeId=Website

Valorem Financial was founded to help others lead inspired lives and plan for the days ahead. At Valorem Financial, the firm's mission is to guide clients with value and trust through life's financial journey. As a team, they work together to craft financial strategies that help enable clients to enjoy the rewards of their hard work today, while preparing them for the days ahead.

Most of us can name a teacher we still remember.

Not necessarily because of what they taught, but how they saw potential before we saw it ourselves.

As another school year begins, we'd like to thank the teachers in our community who invest their time, energy, and care into helping shape the next generation.

Your impact reaches further than you may ever know. Who is a teacher you'll never forget?

Choosing life insurance can get complicated quickly.

The coverage you choose should reflect your family’s financial needs, your circumstances, and what may change over time.

This resource walks through questions to consider when evaluating a policy and when it may be time to review your coverage: https://www.valoremfinancial.com/insights/blog/how-to-pick-an-insurance-policy/

For decades, the goal was simple: save, plan ahead, and be disciplined.

Over time, those habits become part of who you are.

That's why spending in retirement can feel surprisingly uncomfortable, even when the numbers support it. The hesitation often isn't financial. It's emotional.

If you've ever questioned a trip, an experience, or a purchase you've worked years to afford, you're not alone.

Learning to enjoy what you've spent a lifetime building can be just as important as building it in the first place.

The Federal Reserve left interest rates unchanged and struck a more dovish tone.

The bond market told a different story.

Short-term yields fell, while longer-term yields surged and the 30-year Treasury reached its highest level since 2007. That split may reflect concerns about inflation now and the possibility of a tougher Fed response later.

See why the bond market may be challenging the Fed’s message: https://www.valoremfinancial.com/insights/blog/market-commentary-earnings-fed-up-and-down-week-for-markets-mostly-up/

Looking for dinner plans tomorrow night? Join us at the corner of Willow Springs Dr, right across from Red Rocks Country Club, starting at 5:30pm for Food Truck Mondays! Enjoy a variety of local food trucks and a great community atmosphere. Be sure to stop by and say hello to Kim while you’re there! We hope to see you! 🚚🍔🌮 See less

Last week, Kim, Lujane, and Reneé spent three inspiring days at Carson Group HQ in Omaha, diving into learning and growth with fellow advisors and leaders. Kim and Lujane attended the Advisor Academy, where they explored real-world strategies to win new business, deepen client relationships, and refine sales processes. They connected with other Carson advisors and CEOs, sharing best practices and fresh ideas. Kim was even featured on an advisor panel, sharing her expertise with the group!

Meanwhile, Reneé participated in the Operations Academy, focusing on building high-impact teams and leading through growth. She gained actionable strategies to manage complexity, improve consistency, and drive stronger operational outcomes.

We’re grateful for the Carson Community’s willingness to share their knowledge and experiences. Our team is committed to continuous learning and improvement—and we’re excited to put these new insights to work to deliver even greater value for our clients!

Life changes, priorities shift, and small issues can become bigger ones when they go unchecked.

Regular reviews may help keep things aligned, updated, and moving in the right direction over time.

Financial decisions are rarely just about numbers.

They’re connected to family, timing, future plans, and the responsibilities that often overlap throughout different stages of life.

Thoughtful planning means looking at the full picture and making decisions that support what matters most to you over time.