Valorem Financial

Last week, our team came together to celebrate Lujane Hanna, CFP®, as she received the Greater Arvada Chamber of Commerce 2025 Young Professional Leadership Award! 🏆

Selected by a committee of past award winners, Lujane was recognized for her disciplined ex*****on, unmatched reliability, emotional intelligence, and relentless determination in wealth management.

We’re also thrilled to share that Lujane received a Congressional Record from U.S. House Representative Brittany Pettersen, further highlighting her outstanding contributions to our community.

We are so proud of you, Lujane!

Read more about this honor: https://www.arvadachamber.org/greater-arvada-chamber-announces-2025-young-professional-leadership-and-rising-star-awards/

Interested in working with Lujane? Learn more here: https://www.valoremfinancial.com/team-members/lujane-hanna/

During a divorce, there is a lot happening at once. Emotions are high, timelines feel tight, and decisions often need to be made faster than anyone would prefer.

In those moments, it can be difficult to step back and fully think through the long-term impact of each choice.

That is where an outside perspective becomes valuable. Someone who can slow the process down, bring clarity to what matters, and help ensure decisions are made with a clear view of what comes next.

A new savings option is now available for eligible children and grandchildren.

The bigger question isn't whether a Trump Account is right for everyone.

It's whether it fits into your family's broader planning strategy.

If you're exploring ways to save for future education, build long-term wealth, or take advantage of new opportunities available to younger generations, we'd be happy to help you evaluate your options.

Reach out to our team to start the conversation.

🎉 Celebrating 2 Remarkable Years! 🎉

Today, we want to give a huge shoutout to Relationship Manager/ Associate Wealth Advisor Dominic Tafoya-Johnson as he marks his 2nd anniversary with us! Your hard work, compassion, and positive outlook have truly made a difference in our team and culture.

Thank you, Dom for inspiring those around you and for all the memories we've created together. Here’s to many more years of success and teamwork ahead!

Most financial habits aren’t built intentionally.

They’re built gradually, as income grows and life gets busier.

Spending adjusts. Priorities shift. Decisions get made without much time to think them through.

At first, it doesn’t feel like it matters.

But over time, those patterns tend to stick. What starts small tends to carry forward.

Good economic news does not always get a good market reaction.

The S&P 500 sold off Friday after a stronger-than-expected jobs report, ending a nine-week winning streak.

But one day rarely tells the whole story.

This week’s commentary looks at why the move may say more about profit-taking and rate expectations than a major shift in the economy. https://www.valoremfinancial.com/insights/blog/markets-good-news-is-bad-news-response-to-jobs-report-may-actually-be-good-news/

On paper, an offer may make sense, but in reality, it can feel very different.

Preparing for that gap is just as important as preparing the numbers.

When people picture retirement, they often focus on a savings goal.

The bigger question is what happens next.

How will you spend your time? What will give you purpose? How might your lifestyle change over the years?

A retirement plan should account for more than finances. https://www.valoremfinancial.com/insights/blog/getting-ready-to-retire-how-to-be-fully-prepared/

As your income rises, your financial life rarely becomes simpler.

This is where financial advice becomes less about information and more about structure.

At a certain point, it’s not the amount of income that matters most, it’s how well everything around it is organized.