LendingwithROC

Attention Baltimore Home Buyers!

🚨NEW PROGRAM AVAILABLE 🚨

Our new PURCHASE PLUS program is offering $5,250 in lender credits to First Time Home Buyers looking in the Baltimore, Towson, & Columbia areas!

*There are no income limits for this program but must qualify following Fannie Mae guidelines. 3% down payment required*

Took a stroll this morning to deliver some good news! Rates are continuing to fall!

The last 3 months interest rates have stayed consistent hovering around the 7% mark. Over the last 10 days we have see this reduced by almost a full percent!

With lower rates and agency help, this market is starting to become more and more appealing for first time home buyers! Do not hesitate and wait until the Spring market to become pre-approved! Shoot me a call or text to get the process started 🔥 443-852-5401

*Today’s Rates can be shown in the second image*

🚨Here is something every First Time Home Buyer NEEDS TO KNOW!

The out of pocket expense is always a main concern in the home buying process. The good news is that there are ways to come out of pocket for the minimal amount with help from the seller💸. Take a look at this chart to see where you stand!

Feel free to contact me with any questions you might have: 443-852-5401

Happy Thursday! I come to you with some good news! The most recent CPI report came in much lower than expected which positively affected mortgage rates! Not only did rates improve but Fannie Mae and Freddie Mac have both adjusted their median income limits for First Time Home Buyers🔥 Take a look at my rate sheet to see where you stand in today’s market! With great change comes great opportunity!

🚨PSA TO THE ANNAPOLIS AREA🚨 Our company is running a canned food drive on 11/4 outside of our office for Thanksgiving! If you’re around the area, please stop by to say hello and drop off some canned goods. We will be accepting drop-offs all day! If you can’t make it but would like to donate please reach out so that I can coordinate a good time for pickup ☺️ Thank you in advance for your support!!!

🚨PSA TO ALL FIRST TIME HOMEBUYERS & REAL ESTATE INVESTORS🚨

I have a product for YOU! With an increasing rate environment, this new program will lower your interest rate for the first 2 years of homeownership.

2% lower than your start rate in year 1 & 1% lower in year 2!

Feel free to give me a call for more details! 443-852-5401