Sabrina Rios, Realtor

My San Bernardino project is complete! ✨
Open house Saturday July 22, 2023 @ 12pm-4pm

https://l.hms.pt/68/145/IV23133795/480064/454907/rA

New Listing coming soon in South Hills, West Covina

😃⭐️

Www.EstatesAndRates.com

Have a question? Comment below👇🏼

How long does it take to get pre approved?

📌 Pre Approval process takes 24-72 hrs from once loan application is complete. Note 📝 this is NOT just a standard pre qual letter. This IS a conditional loan approval from the bank 🏦👏 this is a HUGE advantage as a buyer when submitting offers

📌 Your Pre Approval is valid for 4 months. If you haven’t found a home or closed escrow in that timeframe. That’s OK! You will just need to rerun credit & provide updated income & assets documents.

📌 Escrow is 15-30 days. My lender 🏦 can close your loan in 15 days but if the seller needs more time we can accommodate a longer escrow.

🗂 Are you ready to begin your pre qualification process?

📌 to begin the process immediately - click the link in bio 📱

Need a lender? 🏦

Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣
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☎️ (626)699-0996⁣⁣⁣⁣⁣⁣⁣
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📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣
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👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣
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💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com⁣
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Thank you to my lender 🏦 for providing me this estimate. This estimate is based off a FHA scenario with 3.5% down. 🤩⁣⁣
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If you’d like an estimate for different loan types can help you✔️⁣⁣
⁣⁣
Here are some FAQ’s ✏️✨to purchase a home with an FHA loan : ⁣⁣
• Minimum 580 credit score & 2 years of work history required for down payment assistance ⁣⁣
⁣⁣
⭐️ Need Down Payment Assistance?!⁣⁣
• Assistance is for first time buyers only Or if you’re not a first time buyer you must NOT have any properties under your name. ⁣⁣
• There are MULTIPLE down payment assistance programs available with different terms & rates ⁣⁣
⁣⁣
⭐️ Let’s connect & see what programs are best for you! ⁣⁣
⁣⁣
🏡 If you’re thinking of selling your home, buying a home or refinance your home. We can help! ⁣⁣⁣⁣
⁣⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣⁣
⁣⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣⁣
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⁣⁣
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#2021 flow

What’s meant for you will flow in your life effortlessly. You don’t have to stress, worry, chase or fight ✨❤️💫

Reminder: you are more powerful than you know 🦁 so stop playing small & always dream big! There are NO limits! ✨

BREAKING NEWS 🚨 Even though the Federal Reserve didn't raise its benchmark rate Wednesday, the days of low rates are clearly numbered.⁣
⁣
The Federal Reserve will begin trimming its monthly bond purchases in November with plans to end them in 2022, but held to its belief that high inflation would prove 'transitory' and likely not require a fast rise in interest rates. Interest Rates are projected to rise come 2022. ⁣
⁣
💭 WHAT DOES THIS MEAN? ⁣
⁣
📌 Buyers : your purchasing power will be effected ⁣
📌 Sellers : buyers can’t pay top dollar for your home if they are paying top dollar for the interest rate. ⁣
⁣
Here are some FAQ’s ✏️✨to purchase a home with an FHA loan : ⁣
• Minimum 580 credit score & 2 years of work history required for down payment assistance ⁣
⁣
⭐️ Need Down Payment Assistance?!⁣
• Assistance is for first time buyers only Or if you’re not a first time buyer you must NOT have any properties under your name. ⁣
• There are MULTIPLE down payment assistance programs available with different terms & rates ⁣
⁣
⭐️ Let’s connect & see what programs are best for you! ⁣
⁣
🏡 If you’re thinking of selling your home, buying a home or refinance your home. We can help! ⁣⁣⁣
⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣
⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣
⁣
⁣
⁣⁣⁣
#2021 flow

Hello November 🤎✨🍂

Here are the top benefits for refinancing ⁣⁣
- Remove Mortgage Insurance ⁣⁣
- Reduce your interest rate ⁣⁣
- Reduce your monthly payment ⁣⁣
- Pull out equity you grew 🌱 ⁣
⁣- Payoff High Interest Debt ⁣
⁣
⁣
If you need to refinance now contact 🏦 ⁣
⁣
💭 Now is a great time to use your equity to make your next move. Whether you’re looking to upgrade or downsize we can help 🤗⁣⁣⁣
⁣
⁣
Here are some FAQ’s ✏️✨to purchase a home with an FHA loan : ⁣
• Minimum 580 credit score & 2 years of work history required for down payment assistance ⁣
⁣
⭐️ Need Down Payment Assistance?!⁣
• Assistance is for first time buyers only Or if you’re not a first time buyer you must NOT have any properties under your name. ⁣
• There are MULTIPLE down payment assistance programs available with different terms & rates ⁣
⁣
⭐️ Let’s connect & see what programs are best for you! ⁣
⁣
🏡 If you’re thinking of selling your home, buying a home or refinance your home. We can help! ⁣⁣⁣
⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣
⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣
⁣
⁣
⁣⁣⁣
#2021 flow

Are you ready to buy an investment property & want to start making residual income with but don’t know where to start, I can help you! ☺️🙌🏼⁣⁣
⁣⁣
💭 Short-Term vs. Long-Term Rental Properties: Which Is the Better Way to Invest in Real Estate?⁣⁣
⁣⁣
🌴 Advantages of long-term rental properties⁣⁣
- consistent income ⁣⁣
- easier to manage ⁣⁣
- tenant paid utilities ⁣⁣
- fewer maintenance concerns ⁣⁣
- cheaper property management ⁣⁣
⁣⁣
🎡Advantages of short-term rental properties⁣⁣
- higher income potential ⁣⁣
- better maintenance ⁣⁣
- ability to adjust prices⁣⁣
- personal use ⁣⁣
- self management is getting easier ⁣⁣
⁣⁣
Now you’re thinking 🤔 What’s the best option for you?⁣⁣
⁣⁣
Like most investment decisions, there’s no perfect answer for everyone. It highly depends on your goals & what you truly want to do. ⁣⁣
⁣⁣
Need help financing your investment property? 🏦 contact ⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣⁣
⁣⁣⁣
⁣⁣⁣⁣⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣⁣
⁣⁣
⁣
⁣⁣⁣⁣
#2021 flow

Nothing last forever 💔if you were able to lock in a low interest rate cheers to you. Yes, interest rates are STILL low! 😃👌🏼 but they are projected to rise come 2022. What does this mean? 💭 ⁣
⁣
Here are some changes that will happen when interest rates go up :⁣
⁣
📌 Buyers : your purchasing power will be effected ⁣
📌 Sellers : buyers can’t pay top dollar for your home if they are paying top dollar for the interest rate. ⁣
⁣
⭐️ If you’re a homeowner & purchased a home less than 6 months ago , they is a HIGH possibility you refinance to a lower interest rate or remove your mortgage insurance. ⁣
⁣
Here are the top benefits for refinancing ⁣⁣
- Remove Mortgage Insurance ⁣⁣
- Reduce your interest rate ⁣⁣
- Reduce your monthly payment ⁣⁣
- Pull out equity you grew 🌱 ⁣⁣
⁣
Here are some FAQ’s ✏️✨to purchase a home with an FHA loan : ⁣
• Minimum 580 credit score & 2 years of work history required for down payment assistance ⁣
⁣
⭐️ Need Down Payment Assistance?!⁣
• Assistance is for first time buyers only Or if you’re not a first time buyer you must NOT have any properties under your name. ⁣
• There are MULTIPLE down payment assistance programs available with different terms & rates ⁣
⁣
⭐️ Let’s connect & see what programs are best for you!⁣
⁣
🏦 Need a lender? 👉🏻 ⁣⁣⁣⁣⁣
⁣
🏡 If you’re thinking of selling your home, buying a home or refinance your home. We can help! ⁣⁣⁣
⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣
⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣
⁣
⁣
⁣⁣⁣
#2021 flow

Congratulations to my client’s for closing escrow on their home 🏡🥳🙌🏼🎉 I’m so happy for their new beginnings in the beautiful city of Yucaipa.⁣
⁣
Special thank you to my lender 🏦 for getting their loan cleared in 21 days 🤩⁣
⁣
Here are some FAQ’s ✏️✨to purchase a home with an FHA loan : ⁣
• Minimum 580 credit score & 2 years of work history required for down payment assistance ⁣
⁣
⭐️ Need Down Payment Assistance?!⁣
• Assistance is for first time buyers only Or if you’re not a first time buyer you must NOT have any properties under your name. ⁣
• There are MULTIPLE down payment assistance programs available with different terms & rates ⁣
⁣
⭐️ Let’s connect & see what programs are best for you!⁣
⁣
🏦 Need a lender? 👉🏻 ⁣⁣⁣⁣⁣
⁣
🏡 If you’re thinking of selling your home, buying a home or refinance your home. We can help! ⁣⁣⁣
⁣
📌 to begin your pre qualification process immediately - click the link in bio 📱⁣⁣
⁣⁣
📲 Call/Text me⁣⁣ & let’s start shopping 🛍🏡⁣⁣⁣⁣⁣
☎️ (323)713-8306⁣⁣⁣⁣⁣⁣⁣
📧 [email protected] ⁣⁣⁣⁣⁣⁣⁣
👩🏻‍💼Dre #02011511⁣⁣⁣⁣⁣⁣
💡For immediate response message me on my website. Link in bio 👇🏻⁣⁣⁣⁣⁣
🔍 www.EstatesAndRates.com ⁣⁣⁣
⁣
⁣
⁣⁣⁣
#2021 flow ⁣