Foundations Insurance

Professional Liability Insurance (also called Errors & Omissions Insurance) covers claims that your services, advice, or professional work caused a client financial loss — even if you didn’t actually make a mistake.

Enjoy The Weekend! Genius is the ability to put into effect what is on your mind.

What is business interruption coverage? Business interruption insurance can help replace lost income and cover certain ongoing expenses if your business is temporarily unable to operate due to a covered loss.

Does a BOP cover employee injuries? No. Employee injuries are typically covered by Workers' Compensation Insurance, not a BOP.

As your needs change over time, an independent agent can continue reviewing your policies and recommend updates or better options without requiring you to start over with a new company.

Does commercial auto cover employees driving my vehicles? Yes, typically employees are covered when driving company vehicles—just make sure they are properly listed or permitted drivers.

Fast Fact: Many clients, landlords, or vendors require proof of Professional Liability coverage before signing contracts.

Client complaints or contract disputes. Professional liability insurance can cover claims related to client dissatisfaction, including alleged work mistakes, undelivered work, or negligence.

Professional liability insurance, also sometimes referred to as errors and omissions insurance or E&O, protects businesses or individuals in the event that a customer holds your company or business owner responsible for a service that was provided, or failed to be provided, and did not have the expected or intended results.

Business interruption insurance is critical if your business suffers a property loss that could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage.