John R Sullivan

Myth: Emergency funds are optional when you’re young.

Fact: Unexpected events hit everyone, at any age. Having at least $500 – $1,000 can help prevent debt when surprises happen.

With spring break on the horizon, it's time to start planning your next adventure – summer vacation!

Now's the perfect time to meet with me and plan your trip's budget.
You'll want to start planning ahead for food costs, souvenirs and unexpected travel expenses.

I can help! Let's talk.

Our Birthday Book Club program is one step toward building your home library! Each year, member children can receive a free, age-appropriate book for their birthday.
Ask me how to sign up your child.

Birthday Book Club | Modern Woodmen Modern Woodmen kids who qualify can receive a book in the mail each birthday up to age 12. The high-quality, age-appropriate books include classic tales, contemporary fiction and educational resources.

It's 30 days until Tax Day. Are you prepared?

This is a great time to review what you’re saving in your IRA. Let’s meet to discuss your retirement goals.

Ready to declutter your finances? Here are five tips to spring clean your budget.

1. Conduct your own expense audit. Go through the last one to three months of expenses and locate potential wasteful spending.
2. Cancel or reduce subscriptions. Ask yourself if there are any you can downgrade.
3. Set spending caps. Set limits on a few categories – like eating out, shopping or coffee runs – to remain flexible.
4. Map out irregular expenses. Put money aside for things like car repairs, gifts, home maintenance and travel to prepare for the future.
5. Set one budget goal per month. Examples include reducing food delivery by $80, paying off a bill or building an emergency cushion.

Did you or your student apply for one of the 2026 Modern Woodmen scholarships?
Winners will be notified in April. Best of luck and keep following your dreams!

Are you All in for Education?

In the first quarter, we're focusing on supporting student mental wellness, nutrition and safe physical spaces through projects like sensory item donations, healthy snacks, and classroom or playground upgrades.

Have ideas on how to support local schools? Drop them below!

Learn more:

All in for Education | Modern Woodmen Modern Woodmen’s All in for Education initiative is dedicated to uplifting schools, educators and students in communities across the country. Members will give back to schools through hands-on service, donations of supplies and heartfelt recognition of staff.

Myth: Budgeting means restricting yourself.

Fact: A good budget can mean permission to spend intentionally. It shows where your money is going, so you can prioritize.

Don't leave your finances to luck.
I can help you develop a personalized plan. Let's talk.

Looking to get the most of your Modern Woodmen membership? Sign up for an online member account!

It's a great resource for members to find information about their chapter leader and upcoming events, plus information on member programs and benefits.

Member Website Overview | Modern Woodmen Log in to Modern Woodmen’s member website to access your account information, request fraternal benefits and more.