Ironforge Insurance

Today, we pause to honor the lives lost, the heroes who rose to the occasion, and the resilience of a nation forever changed.

We remember the courage, unity, and strength that emerged in the face of tragedy.

Let us never forget.

Most people pay for health insurance every month without fully understanding what they actually have.

What's a deductible? What's a copay? What's an out-of-pocket max?
Here's a quick breakdown:
→ Premium: What you pay monthly to have the plan
→ Deductible: What you pay before insurance kicks in
→ Copay: Fixed cost per visit
→ Out-of-pocket max: The most you'll ever pay in a year

Not sure if your plan makes sense for you? That's what I'm here for! Give me a call or a text and we can do a review of your current plan.

The most common thing I hear? "I've been meaning to look into life insurance."

The second most common thing? "I can't believe I waited this long." If you've been meaning to get around to it, let this be the week.

It's faster than you think. And cheaper.

713-517-8834 | ironforgeinsurance.com

Happy Labor Day! Ironforge Insurance is closed today so I can enjoy the holiday with my family.

Wishing everyone a safe and relaxing Labor Day weekend. I'll be back Tuesday!

Need a quote in the meantime? Head over to https://www.ironforgeinsurance.com/ and I'll get back to you first thing Tuesday!

Quick heads up if you picked a new health plan this year!

40% of marketplace enrollees chose bronze plans in 2026, up from 30% last year. Lower monthly premium, but significantly higher out-of-pocket costs when you actually need care.

A lot of people pick the cheapest option without fully understanding what they're signing up for.

If you're not sure whether your current plan actually covers what you need or if you're wondering whether there's a better fit, I'll look at it with you at no charge.

That's what I'm here for.

713-517-8834
ironforgeinsurance.com

Most people think if they missed open enrollment, they're out of luck until next year. That's not true.

If you've experienced a qualifying life event (losing coverage, moving, getting married, or growing your family) you may still be able to enroll in a health plan right now.

Lost your job? Turned 26 and coming off your parents' plan? Recently divorced? All qualifying events.

Don't assume you're stuck without coverage. Call or text me and I'll tell you exactly where you stand.

713-517-8834
ironforgeinsurance.com

39% of Americans plan to buy a life insurance policy within the next year and millennials are leading the charge at 50%. If you're in your 30s and thinking about it, that instinct is right. This is the best age to lock in a rate. The longer you wait, the more it costs. It's that simple.

If you've got a spouse, kids, a mortgage, or anyone counting on your income, let's talk. A 20 minute conversation could save your family a lot of heartache down the road.

Free quote. No obligation.

713-517-8834
ironforgeinsurance.com

Over 100 million Americans don't have life insurance. That's not judgment it's just a number that matters.

Most of them aren't uninsured because they don't care. They just haven't gotten around to it, or they assume it's more complicated or expensive than it actually is.

$250,000 in coverage with no medical exam starts at $12 a month. Just answer a few health questions online and you're done.

If you've been meaning to look into it, now's a good time.

713-517-8834
ironforgeinsurance.com

A lot of people were automatically renewed into their 2026 plans and are only now seeing what their new premium actually costs. Some of them are dropping coverage altogether. That's a scary spot to be in.

If you or someone you know is questioning whether they can afford to keep their plan don't cancel before talking to someone first. There may be options you haven't seen yet.

I'm a local, independent agent. I don't work for one company, I shop multiple carriers for you to find what actually works for your budget.

Free consultation. No pressure.

713-517-8834
ironforgeinsurance.com

If your health insurance bill went up this year, you're not imagining it. Average out of pocket premiums for marketplace enrollees jumped $65 a month in 2026 compared to last year and a lot of people are feeling it.

Here's the thing most people don't know: just because your rate went up doesn't mean you're stuck with it. There may be a better plan at a better price that fits your situation. That's exactly what I help people figure out for free.

If your premium has you rethinking your coverage, send me a message. Let's see what your options actually look like.

713-517-8834
ironforgeinsurance.com