Mark Bidinger Agency

Bundle up to see how you can save. Let’s talk about a Business Owner’s Policy (BOP) with liability coverage and find out if you qualify for a discount for bundling with your workers’ compensation or commercial auto policy.

Grateful

The average U.S. household had 22 connected devices according to a 2022 survey by Deloitte — more than double the average in 2019. It’s important to check your cords regularly for fraying, insulation breaks or a loose connection. Try not to use extension cords. And never force a plug into an outlet.

Wearing a safety-rated helmet is using your noodle (and can save your noggin). Helmets have a shelf life (about 5 to 10 years, depending on use) and need to be replaced every now and then.

The stats are staggering. The Federal Emergency Management Agency (FEMA) reports that around 40% of small businesses in the U.S. are likely to never reopen after a major disaster (think: flood or fire). Nearly 60% of small businesses close within six months of a cyber attack, according to the National Cyber Security Alliance. Let’s talk about business insurance coverage that offers protection when and where you need it most.