Righter Insurance

If your organization hasn’t evaluated ACA compliance recently, these updated amounts make proactive planning more important than ever. Read our latest blog for a breakdown of the new penalties and what employers need to know for 2027.
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ACA "Pay or Play" Penalties Increase for 2027 - Righter Insurance On May 4, 2026, the IRS announced updated penalty amounts for 2027 under the Affordable Care Act’s (ACA) employer shared responsibility, or “pay-or-play,” rules. For the 2027 calendar year, the $2,000 penalty has been adjusted to $3,780, and the $3,000 penalty has increased to $5,670. This mar...

Your roadmap to a smooth Open Enrollment is here! Read our latest infographic for key deadlines and must-do’s to get your team prepared.

Still guessing what your health insurance actually covers? It's time to stop being a passive payer and start being an informed decision-maker. Our latest video gives you some tips on how to make every healthcare dollar count.
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The Health Insurance Translator Navigating healthcare can feel like trying to read a map in a language you don’t speak. Between all the acronyms and confusing rules, it’s easy to feel overwhelmed before you even step into a doctor’s office. Understanding your health plan is one of the best ways to protect both your health an...

Are you making the most of your savings tools? Whether it’s the "forever money" in an HSA or the "use-it-or-lose-it" funds in an FSA, knowing how these accounts function can change your financial outlook for 2026. Check out our breakdown of the savings tools and payment basics—like deductibles and coinsurance—that every informed consumer should know.
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On this Memorial Day, our thoughts turn to the brave heroes who gave their lives for our country. Today we pause to express our deepest gratitude; their courage will forever be remembered.

Not all mental health struggles look the same. Changes in mood, sleep, energy, focus, or behavior can sometimes be more than “just stress.” Knowing the warning signs is the first step toward getting support for yourself or someone you love. 💙

This article breaks down common signs of mental illness in adults and children, how diagnoses work, and where to find help and treatment resources. Because mental health matters — and help is available.

https://righterinsurance.com/2957-2/

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HDHPs and HSAs can be a powerful benefits combo — but only when the rules are followed closely. From 2026 limits to Medicare timing and FSA pitfalls, this article breaks down the compliance details employers need to know.

https://righterinsurance.com/2951-2/

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Mental health struggles aren’t always obvious—but the signals are there. Persistent sadness, shifts in mood, or changes in behavior can all be early indicators. Noticing them early can open the door to meaningful support.

May is Mental Health Awareness Month—a timely reminder that awareness and speaking up can truly make a difference. Learn what to watch for and how to take that first step.

Most organizations spend their time talking about what happens when things go wrong—surgeries, ER visits, and high-cost claims. But the most successful benefit strategies focus on what happens when things go right.

Teaching employees about Preventive Care is a strategic financial move. When your team understands "first-dollar coverage," they stop waiting for symptoms to appear and start catching issues while they are small and manageable.

https://righterinsurance.com/2941-2/

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