RAICP

Actuarial statistics indicate that disability has a greater likelihood of occurring than death. Many persons possess life insurance with nothing in place for disability or critical illness. Could we bear being a financial burden to our family for an extended period with nothing in place to offset the expenses incurred in taking care of us?

Neil Armstrong once said:"There can be no great accomplishment without risks" Sometimes we have no choice in the risks that confront us but we do have choice in the actions we take in preparation for those that have the greatest likelihood of occurring. This may involve doing things we may have never done before.

If you are a Sole Trader, part of a Partnership or Corporation have you ever considered the options available to you if the unexpected happens? How can you put the necessary contingencies in place to ensure the business' longevity beyond your years? Please take a peek and find out ...

Most persons when questioned about life insurance reply that it only benefits those left behind. The truth is that it can also benefit the policyholder more than an average savings plan. Unlike a savings plan, that needs time to grow, the life insurance benefit grows independent of time as it creates an immediate estate. How so?

Jimmy Dean is reputed to have said:"For true success ask yourself these questions: Why? Why not? Why not me? Why not now?" Have we asked ourselves these questions as it pertains to managing risks? Here are some important questions that need to be considered in planning for the future. If there is an area of deficiency that is exposed, according to Jimmy Dean, "why not address it NOW?