Pinay FAQ- Financial Advisors- Qatar

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured.

To put it simply, you pay a sum of money known as the premium to the insurer and when you pass away, your beneficiaries (usually your family members), get a lump sum of money known as the death benefit.

Now the next question is should you buy life insurance?

You should buy life insurance, if you have anyone who may depend on you for financial support. For example: your kids/spouse or elderly parents.

However, if there is no one that requires you to support financially, then life insurance is optional.

Every responsible advisor will spend time talking about life insurance with their clients because they understand how important Life Insurance is in providing support for your dependents.

Life insurance proceeds can serve as a source of support, pay debts, or provide for the education and daily living expenses of your family and dependents.

So the next time when you hear an advisor asking “Do you have life insurance?”, do spend a few minutes sitting down and ask them more about it because it might just be the most important investment you make on yourself.

Dr. Sanjay Tolani

𝐃𝐨 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐰𝐡𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐫𝐞 𝐫𝐮𝐬𝐡𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐫𝐞𝐜𝐞𝐧𝐭𝐥𝐲?🔥

A few days ago, I got a call from a client telling me that he wanted to buy insurance for his family and himself right now.

I asked him, “Why? What happened?”

He said, “The recent tough situation has made me realized I have too much risks which I cannot take and I’m not willing to take. So I want to transfer it out via insurance. I also want to 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐢𝐟 𝐚𝐧𝐲𝐭𝐡𝐢𝐧𝐠 𝐡𝐚𝐩𝐩𝐞𝐧𝐬 𝐭𝐨 𝐦𝐞, 𝐦𝐲 𝐟𝐚𝐦𝐢𝐥𝐲 𝐢𝐬 𝐜𝐨𝐯𝐞𝐫𝐞𝐝. Could you help me with that?”

Now if you are not in the insurance industry, you might be thinking, what just happened?

===𝐖𝐞𝐥𝐥, 𝐡𝐞𝐫𝐞’𝐬 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐤𝐧𝐨𝐰..===

😱There is actually something money can’t buy, that is an insurance policy.

😱Insurance is purchased with 2 things, health and age.

😱If at the time of buying the insurance, you’re not healthy, you won’t be allowed to buy insurance.

😱Also, as you grow older, the insurance premium you pay actually gets more expensive.

So if an advisor comes to you today and tell you, “Hey, let's see if we can get you covered?”

=== 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 ===

✅𝐀𝐬𝐤 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - If you are not sure, talk to an advisor to find out about it.

✅𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐜𝐡𝐞𝐜𝐤 𝐰𝐢𝐭𝐡 𝐡𝐢𝐦/her 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐢𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐚𝐠𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧s - at least make sure you can still buy insurance.

✅𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐠𝐫𝐞𝐚𝐭 - spend time finding out if those people you care about are fully covered, if not advise them to and be their guide.

✅𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 -ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved ones a peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time.

Every professional financial advisor knows that premium will ONLY get more expensive across time, that is why some are rushing to meet you during this period of time.

Make your dreams come true...

Write it down...
Make a time line...
Create your strategy...
Act!

If you believe in LAST WILL AND TESTAMENT, then you believe in planning for your death.

Life Insurance is the best plan... for your loved ones' sake.

Use your money to increase your NET WORTH...not in buying expensive things that increases only the net worth of giant companies that have brain washed you in spending your money on them.

Financial Literacy is not a side effect of WEALTH...
Wealth is a side effect of FINANCIAL LITERACY.

Optimism is good...But it is not good to ALWAYS expect for the Best.
We should also be PREPARED for the WORST!

It's now easier to send Pinay FAQ- Financial Advisors- Qatar a message.

It's now easier to send Pinay FAQ- Financial Advisors- Qatar a message.

Happy Holidays!!!

May you have a safe and more protected 2022!
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Happy New Year!

from Pinay FAQ❤
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The understanding of money is a game very few people understand how to play!

Best holiday gift for the entire family...
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For a Free personalized quote and a Free one on one session, click this link👇

https://surveyheart.com/form/6116e0cc1c04e4422e992acc

"What's The Best Way To Provide For My Family Under Any Circumstances?"

If your family depends on you for financial support; to enjoy a decent standard of living, then please spend 2 minutes of your time reading this.

Insurance is the key to you being able to focus on the important things in life because it will ensure financial security for you and your family, should anything unfortunate happen.

If you're unclear about which insurance is important before 2021 ends, I have a very simple structure to it. It all boils down to 4 Insurance Products:

✅ LIFE COVERAGE - This product is specifically designed to protect your beneficiaries financially when you are not there anymore.

✅ INCOME PROTECTION - If you are unable to work due to illness, the insurance company will compensate for your loss of income.

✅ RETIREMENT PLANNING - A proper retirement plan is to ensure that you receive a consistent flow of income when you retire.

✅ EDUCATION PLANNING - This is a great way to grow your money across time so when your kids are old enough to go to college, they will be able to leverage on this sum of money.

Once you have all these in place, it provides you and your family peace of mind. These are the best gifts for you and your family during the holiday season!

Remember, the best time to buy insurance was yesterday. It is always better to start early and be prepared in case something happens.

If you are a client reading this, instead of spending your hard-earned money on year-end sales, why not invest time speaking to a financial advisor around you to understand how you can protect yourself and your family especially in this uncertain period.

If you are a financial advisor reading this, share this with your clients and friends who you think should be aware of this.

If you are a financial advisor looking to upgrade yourself check out the ebook I've prepared: https://bit.ly/3CQw67I

INVESTMENT 101...
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ROI = NET PROFIT ÷ INVESTMENT x100
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👇
LIFE INSURANCE BENEFIT- $100,000
TOTAL PREMIUM PAYMENT- $ 9,000 (5 yrs VUL)

👉ROI = 100,000÷ 9,000= 11.11 x 100= 1,111

✅Return On Investment= 1,111% ( guaranteed and tax free!)
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What other investments can give that?
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If you are breaking your back just to make sure your children/ family get the best ROI on your investments...why not get a LIFE INSURANCE instead? 🤔
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Life Insurance is always a part of a well balanced portfolio...always!
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If you don't have one yet, let's talk.
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+974 77586059 / +974 70648959
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For a Free Personalized quotation, click the link👇
https://surveyheart.com/form/6116e0cc1c04e4422e992acc

~ Jacqueline Fernando and Cecile Uy

Worldwide Insurance Advisors
METLIFE, Doha Qatar

We are delighted to announce that MetLife Gulf has been named Life Insurance Company of the Year by the Middle East Insurance Industry Awards’ (MIIA), the most sought-after industry award in the region. This would make it our fifth win in this important category.
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We thank you for your Trust!
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For your life insurance needs, contact:

+974 77586059
+974 70648959
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For a Free Personalized quotation, click the link👇
https://surveyheart.com/form/6116e0cc1c04e4422e992acc

Some families under estimate the importance of life insurance and critical illness protection.
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They see it as an "additional expense".
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They see it as one of the leasts in their priorities.
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If we think more carefully about it, many families have gone bankrupt with just one case of critical illness in the family.
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An untimely death of the main bread winner totally collapses the financial foundation of the family.
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Positive thinking should not be an excuse for us to get protection against these two.
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👉" Maybe it won't happen to us"
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👉"We have "enough savings to deal with it"
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👉"We are all still healthy"
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Until one day, it hits you and it actually happens to your family.
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Then you realize, "we should have protected ourselves"...
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But it is too late...
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💥You don't buy a helmet only when your head has already been badly hit in an accident, do you?🤔
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The price you will pay for protection will not bankrupt you...
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NOT paying for one will not make you any richer, either...
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➡️The price you will have to pay will just mean you need to minimize eating outside from 4 times a month to maybe once a month...
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➡️Or maybe, you'll just need to cut down on your online shopping and say "mine" a little less.
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✅But having life insurance and critical illness protection will make a whole world of difference for you and your family in the most diffucult times your family can face!
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It's not a hard decision!
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But it definitely is a huge one!
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May you decide more wisely...for your family's sake...❤
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We can assist you in getting the best protection for your family...
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👉Message us directly:

☎️+974 77586059 / 70648959
📩[email protected]
📩[email protected]

For a Free Quotation, click this link👇
https://surveyheart.com/form/6116e0cc1c04e4422e992acc
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50% of people who will reach age 65 may face CANCER, STROKE, HEART ATTACK, KIDNEY FAILURE and other Critical Illnesses.
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1 in 5 men will experience a CANCER diagnosis during their lifetime
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1 in 6 women will experience the same.
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This rate is expected to DOUBLE by 2030 in the Gulf.
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The cost of treating these illnesses can be overwhelming...
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Not to mention the loss of income due to these illnesses.
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If you have no protection against CRITICAL ILLNESSES yet, this is good news for you!
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For as low as QR395/month *, you can get a QR 100,000 protection against any of these 32 critical illnesses. ( see comments section)
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You will also be rewarded for staying healthy! If you don't get sick within the coverage period of 20 years, you will get 75% of your paid premiums GUARANTEED!
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PLUS!
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You will also get yearly bonuses which will also be given to you at the end of the coverage term!
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WOW! You will end up getting all or more of the money you have paid!
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This is a great SAVINGS PLAN with CRITICAL ILLNESS PROTECTION!
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AMAZING!
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Wait, wait, wait...there is more!
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If you avail this unbelievable offer before end of October 2021, you will get between QR 250 - QR8,000 cash back through a YouGotAGift Card which you can use in various shopping malls, fashion and entertainment outlets.
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What if you don't get to finish paying for the policy? Something may happen along the way which may give you a hard time to continue paying for your protection...
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No need to worry, we have a Reduced Paid Up plan which will continue to cover you but for a lower amount , for the remainder of the coverage term! Even if you cannot continue to pay anymore, We got you covered provided you finish at least 2 years of premium payment.
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Interested?
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Message us directly.

+974 77586059/ 70648959
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Or Click this link 👇
https://surveyheart.com/form/6142356581cf602a80cff3bd
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Parents, insurance is one of the best gifts you can give to your children...
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The younger they are, the cheaper it is.
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Young adults, don't wait 'til you are older and insurance will be more expensive for you...don't wait until you have more responsibilities on your shoulders...you will end up not buying one at all and that will be very bad for your future family.
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For a Free Personalized quotation, click the link👇
https://surveyheart.com/form/6116e0cc1c04e4422e992acc

We are proud to announce that we are going to be part of MetLife’s League of Protection Superheroes!

We’ll be joining forces with our fellow colleagues from EMEA to help those that are under-insured and under-informed make decisions to give them total peace of mind for their health and futures.

There will also be a focus on sustainability, diversity, equity and inclusion as well as CSR and wellness to ensure we’re helping to make our industry, and the world, a better place for all.

To learn more about MetLife’s Accident & Health solutions

Direct message us or

Email us at [email protected] or [email protected]

Message/call us
Ma. Cecile C. Uy : +974-77586059
Jacqueline Fernando : +974-70648959

Pinay FAQ- Financial Advisors- Qatar

A multinational worldwide Insurance Company in Doha, Qatar is looking for:

✅Experienced Sales Executives

to fill the position of Insurance Sales Executive.

Minimum Qualification: College Graduate
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Previous experience in Insurance sales will be given preference.
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Attractive compensation package will be offered.
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Submit CVs to: [email protected]
or [email protected]

Pinay FAQ- Financial Advisors- Qatar Send a message to learn more.

"Insurance? NO!"

"I don't believe in insurance!"

"Bahala na si batman!"

"Sayang lang ang pera!"

These are just some of the response we get when we offer or even open up the topic about insurance.

Sad.😔

Marami pa rin ang nabubuhay sa dating gawi.

Just because nakasanayan na, does not make it right nor does it make it the best way we can go about living our lives...

Nowadays, if you still don't have life insurance, you are surely becoming a part of the minority of people who insist on living the way na nakagisnan nila...not open to improvement, not open to change for the better.

People say NO to insurance but if you ask them why, they clearly do not know what insurance is all about and its true value and importance.

What they don't realize is by not getting an insurance, its like they are asking their family and loved ones to ride on a motorcycle without helmets, or to ride a car with no seatbelt or airbag , or to ride a plane without seatbelts nor oxygen masks and other safety features.

Bahala na lang.

You may want to live your own life in your own terms and you may want to take the risks on your own shoulders because hey, maybe you think kayang kaya mo...whatever happens kayang kaya mo, malalampasan mo...malubhang sakit, surgery na pagkamahal mahal..kaya mo yan...or baka sa tingin mo di ka magkakaroon nyan, malakas ka e. Healthy ka pa, matagal ka pa kukunin ni Lord...Good for you if thats how you feel..Respect...but...

Do you honestly want to put your family's life and future at the edge like how you want to live your life? Hindi mo ba sila bibigyan man lang ng proteksyon and peace of mind?

Live at the moment kind of person ka, pero naisip mo ba pano na ang pamilya mo kapag nawala ka dahil sa No Fear kind of living mo?

👉ALAM MO BA? - The whole purpose of Life Insurance has been very clear - It's to protect your "future income". The income that you are expected to generate for your family. The responsibilities of the family that you're actually expected to fulfill. Everything that you’re expected to do, yan ang ginagampanan ng life insurance. It makes sure that all the expectations that people have from you… are fulfilled....

Unless, meron kang ibang inaasahan na magfufulfill ng mga responsibilities mo for you when you are no longer around...🤔

Ano game ka na ba magpa insure?

Click here now! https://surveyheart.com/form/6116e0cc1c04e4422e992acc

✅P5.5M Life Insurance

✅P2.5M Critical Illness Protection

✅P2.5M Disability Benefits

✅Hospital Confinement and Surgery Benefits

✅Worldwide MUTUAL FUND Investment, usable for:

📌 EDUCATION Fund

📌 BUSINESS Fund

📌 RETIREMENT Fund

📌 PENSION Fund

👉All these for as low as QR 650/mo or
P 8,700/mo. ( only 10% of your income?)**

⁉️Expensive?

💥Try having a bread winner of the family pass away unexpectedly...

💥Try getting diagnosed with a critical illness

💥Try getting disabled

💥Try getting a complicated surgery

💥Try paying for your children's education 10yrs from now.

💥Try not having any more source of income in your retirement years...

👉These will all be much more expensive and damaging to your family compared to just setting aside a mere 10% of your income now!

** Price may vary based on age, gender and smoking status

Get a FREE Quotation now!

Click👉 https://surveyheart.com/form/6116e0cc1c04e4422e992acc